All Topics / Opinionated! / Foxtel Digital & Credit Reporting

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    Can any organisation that you have a commercial arrangement(s), with your signed consent, be able to report to a credit reporting agency any defaults…

    Looking at upgrading to Foxtel Digital & have been looking their standard Foxtel Digital terms and conditions, and they have indicated that…

    If you do not pay any Subscription Fee by the Due Date (or, in the case where you are paying us by Easypay, have still not paid us on the day which is 8 days after the Due Date), and we continue to supply the programming Package and you continue to accept that supply, then we will treat you as if you had made an application to us for credit for an amount equal to the unpaid Subscription Fee. Our continued supply of the Programming Package will constitute approval of that application and extension of credit to you. The unpaid amount will then become due on the date which is 8 days after the last day of the Billing Cycle during which the Due Date fell (the Deferred Due Date) instead of its original Due Date. Just because we continue to supply you with the Programming Package after you fail to pay us does not mean that we cannot exercise any rights that we may have under this Agreement at any time

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    There is also the standard Credit reporting t & c’s.

    They are therefore saying that they become a credit provider to you upon late payment. Is this based on accepted principles of contract law?

    I was under the impression that financiers (ie banks etc) & telco’s were the only eligible orgs that could access your credit file (with your consent)

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