Who subscribes to API Magazine?

I used to buy it, then used to miss out on it because all the copies were gone in a flash. Now I subscribe and everyone I know borrows it from me, it does the rounds at work and a few friends. HG

Hi Guys,

not a subscriber to API mag, but am a subscriber for both “Money” and “Your Mortgage Magazine”

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

If you check on the inside cover, Lane is now the publisher of API magazine. I have all issues from the very first one. I think the original price was only $5.95 then. Now it’s something like $8.95 but on subscription you usually get a discount and you receive it earlier than the newsagents.

If you want to get out of a hole, first stop digging.

The first issue I bought was the one with Jan Somers on the cover (last year)- this opened my eyes to property investing and I started by reading one of Jan’s books.
SInce then I have been buying the issues at the news agency, but I missed the last one, I think. I will rush out tomorrow to see if it’s still there if Brenda is in that one I want to read it.
It’s about time I subscribed, coz I love the magazine.
[book]

me too.[inlove][inlove][inlove]

Julian [worried]

THERE IS ALWAYS A BETTER WAY!

Yep, I subscribe to, have done for just over a year I think.

I have bought and subscribed to the magazine for a while now.

Does anyone get “Personal Investor”? I found this month’s property case study (Trish) fascinating becuase her philosophy is so different from mine.

To quote her:
“Once a property is positively geared, there’s no point hanging on to it because all you’re doing is paying out tax every year. ….And once a property is positively geared, you sell, you put the proceeds towards your residential loan, and you take just enough for a deposit on your next property.”

This is not a strategy I agree with but I guess we all believe in something different.

Maybe those of us still seeking +ve cashflow properties should just buy what Trish is selling?

Shushar

“All our dreams can come true, if we have the courage to pursue them.” – Walt Disney

I haven’t buy the latest issue, but I will soon. Regarding the quoted about, maybe it’s positive cash flow to Trish because she pay it off for a while, but when she sale at high price then It will not +ve anymore for us.

Kind regards

Chan Dollars
[Retire Young, Retire Rich] [strum]

I haven’t read the Personal investor issue with Trish yet.

I think I understand her logic though. I look at things a little differently.

If my property has say an 8% yield when I first purchased it and the rent goes up to become a 9% yield, I really don’t worry too much about it except that all the bills then get paid from the rents, instead of from my pocket.

I do though, measure the rental against the current market price of the property. If this becomes less than 4% and there is no longer much capital growth expected in that property for a few years, then I do start to weigh up the benefits of selling.

Its not the sale price which is important. It is how much interest you save and what you do with the proceeds of the sale.

Paying out the non-taxdeductable loan on your own home is quite a good idea. Purchasing more ip’s which yield more is a good idea also. This is how you make your money grow for you.

Cheers Brenda.[biggrin]

If you want to get out of a hole, first stop digging.

I buy it from the newsstand for the stats, mainly. I guess it’s also good for the “pep talk” factor, but serial case studies (the bulk of the articles) do little for me.