All Topics / Hotch Potch / fast credit card application?

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  • Profile photo of fulloutfullout
    Member
    @fullout
    Join Date: 2003
    Post Count: 233

    Which bank or lender can process a credit card very fast? I heard that some people can get a credit card within 24 hours or 2 days.

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    Profile photo of swampy30swampy30
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    @swampy30
    Join Date: 2003
    Post Count: 85

    From personal experience, Commonwealth Bank took 2 weeks to decline my credit card application because I missed a box on the application form, whereas Westpac approved my application in 1/2 hour, got the card ready for collection the next day.

    Guess which bank I’m with now?

    Profile photo of fulloutfullout
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    @fullout
    Join Date: 2003
    Post Count: 233

    Swampy,

    did u give wespac all the docs they need on the spot? how come so fast?

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    Profile photo of swampy30swampy30
    Member
    @swampy30
    Join Date: 2003
    Post Count: 85

    quote:


    Swampy,

    did u give wespac all the docs they need on the spot? how come so fast?

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    Well, I had all details e.g. employment contact numbers in my head anyway – and I gave them the sob story that I needed the card for an overseas vist in three days time – and I said I’d transfer all my banking to them (which I subesquently did). But still, impressive service. The bank manager at Westpac cared, the one at Commonwealth didn’t, pure and simple.

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