All Topics / General Property / another refinancing question

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  • Profile photo of stephentcstephentc
    Member
    @stephentc
    Join Date: 2003
    Post Count: 2

    Hi Y’all,
    I, too, am in the process of refinancing and was just wondering if I need a conveyancer / solicitor to be part of the process?
    I had one when I set up the loan but now I am changing banks.
    Any comments would be much appreciated.

    Cheers,
    S

    Profile photo of Mortgage HunterMortgage Hunter
    Participant
    @mortgage-hunter
    Join Date: 2003
    Post Count: 3,781

    For a straightforward refinance there is no need for a conveyancer or solicitor unless you need someone to go over the mortgage documents with you. This will be an advisory service and you can pay by the hour.

    Are you sure refinancing is the best solution – beware the brokers who push refinancing. Sometimes it is in their best interest!

    Cheers,

    Simon Macks
    Mortgage Broker
    [email protected]
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

    Profile photo of stephentcstephentc
    Member
    @stephentc
    Join Date: 2003
    Post Count: 2

    Thanks for your comments Simon.
    I’m going direct to the lender. I find that most brokers can not get a better deal than what I can get and going through a middle man sometimes makes it difficult to get exactly what I want.

    Cheers,
    S

    Profile photo of Mortgage HunterMortgage Hunter
    Participant
    @mortgage-hunter
    Join Date: 2003
    Post Count: 3,781

    I love a challenge – email me the loan you have offered to you and I will tell you if I am aware of better!

    Cheers,

    Simon Macks
    Mortgage Broker
    [email protected]
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

    Profile photo of noddiesnoddies
    Member
    @noddies
    Join Date: 2003
    Post Count: 151

    Hi stepentc[:)]
    Give Simon, or one of the other brokers on this site a ring as you have nothing to lose and will be able to obtain specific advice on your situation.

    Regards
    Bryce Inglis
    [email protected]
    http://www.ipal.com.au

    Profile photo of Mortgage HunterMortgage Hunter
    Participant
    @mortgage-hunter
    Join Date: 2003
    Post Count: 3,781

    He just did and he has a great package!

    Same lender as I used myself in fact!

    Cheers,

    Simon Macks
    Mortgage Broker
    [email protected]
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

Viewing 6 posts - 1 through 6 (of 6 total)

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