All Topics / The Treasure Chest / anyone had dealings with bluestone finance

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  • Profile photo of aj_2aj_2
    Participant
    @aj_2
    Join Date: 2003
    Post Count: 86

    I’m just aboutto change from home fund to bluestone has anyone had dealings with them or know of better ones
    aaron

    Profile photo of Stuart WemyssStuart Wemyss
    Member
    @stuart-wemyss
    Join Date: 2003
    Post Count: 598

    You may also want to try:

    – Liberty (www.libfin.com.au)
    – Pepper (www.pepperhomeloans.com.au)
    – GE Mortgages (www.gemortgages.com.au) but they do not deal with the public direct – must be through a broker.

    Cheers

    Stu

    Property & Finance News
    at http://www.prosolution.com.au

    Profile photo of Mortgage HunterMortgage Hunter
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    @mortgage-hunter
    Join Date: 2003
    Post Count: 3,781

    Aaron,

    There must be a better solution out there.

    Email me your situation and I will let you know if I have any ideas. Then you can apply direct – I am not chasing business from you. Just want to try to help you find something cheaper.

    Cheers,

    Simon Macks
    Mortgage Hunter
    [email protected]
    0425 228 985

    Profile photo of TerrywTerryw
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    @terryw
    Join Date: 2001
    Post Count: 16,213

    Bluestone are a non conforming lender mailnly for people with credit problems but can be actually very good with large loans (apprx $1.5mil +). often normal lenders won’t do these high lends at teh same LVR.

    Terryw
    [email protected]

    Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
    http://www.Structuring.com.au
    Email Me

    Lawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au

    Profile photo of picja1picja1
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    @picja1
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    Post Count: 144

    I agree with Stuart.Out of those mentioned Liberty would be the best in regards to interst rate, exit fees, etc…

    But you might want to try these as well

    La Trobe Home Loans
    Paramount Mortgages

    La Trobe will give you the cheapest interest rate etc.. out of all mentioned.

    [email protected]

    Profile photo of aj_2aj_2
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    @aj_2
    Join Date: 2003
    Post Count: 86

    Simon
    tried to e-mail anyway
    refinancing 70k
    on a pension
    late 40’s
    terry
    can you explain non conform
    aaron

    Profile photo of picja1picja1
    Member
    @picja1
    Join Date: 2003
    Post Count: 144

    Non-conforming lenders are lenders who look outside the square. For Example, they will lend to people with a blemished credit history(1 day out of bankruptcy), take different incomes into consideration(pensions), generally have a more flexibale servicability (they lend more)etc…
    They lend when and where the banks won’t.

    [email protected]

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26

    Hi Aaronj,

    I’ve done a lot of work with Bluestone, here’s their website address, so you can draw your own conclusions http://www.bluestone.com.au. Contact me on [email protected] if you have a specific scenario to review.

    Cheers!!!

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841
    email [email protected]

    Profile photo of Most excellentMost excellent
    Member
    @most-excellent
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    Post Count: 100

    Patience is a virtue aaronj, wait , research, take a breathe & save $$$ while ya doing so.
    Then tackle your objective.
    Maybe read some of Anita Bell’s work !

    Don’t be tooo eager [B)]

    [:)]
    Michael
    just be

    Profile photo of aj_2aj_2
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    @aj_2
    Join Date: 2003
    Post Count: 86

    quote:


    Patience is a virtue aaronj, wait , research, take a breathe & save $$$ while ya doing so.
    Then tackle your objective.
    Maybe read some of Anita Bell’s work !

    Don’t be tooo eager [B)]

    [:)]
    Michael
    just be
    Thanks Michael
    but if you have had dealings with home fund they are great because they only take 27% of wage but after 12 years you still owe as much so at this time I”ll jump in and hope I can swim
    aaron


    Profile photo of aj_2aj_2
    Participant
    @aj_2
    Join Date: 2003
    Post Count: 86

    Thanks Michael
    but if you have had dealings with home fund they are great because they only take 27% of wage but after 12 years you still owe as much so at this time I”ll jump in and hope I can swim
    aaron

    Profile photo of opakenopaken
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    @opaken
    Join Date: 2003
    Post Count: 1

    quote:


    I’m just aboutto change from home fund to bluestone has anyone had dealings with them or know of better ones
    aaron


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