Total Members: 158,390

zimby

  • zimby replied to the topic Bank Direct of Broker in the forum Finance 14 years, 4 months ago

    Hi Richard

    Wow 40 properties thats quite impressive.:)
    I don’t mean to be skeptical, I believe that advice is best viewed from many angles and from many sources.
    Christmas time will take a toll on our savings, we’ve also got to budget for fridge/drier etc.
    We’ll be ready with minimum 5% just after Christmas.
    Is it best to find the place before…[Read more]

  • zimby replied to the topic Choosing a bank or Wholesale fund in the forum Finance 14 years, 5 months ago

    Bump, this is an interesting read.
    Funnily enough the principals can be applied to other industries.

  • zimby replied to the topic Bank Direct of Broker in the forum Finance 14 years, 5 months ago

    Howdy

    I love these forums :)
    Thanks for the replies, I’ve heard great things about Richard(qlds007) on the forum and after talking to a houseless guy younger than me at mortgage choice, I think i’m fairly certain which broker to use.
    My only question is how many houses do you have in your portfolio Richard :)
    Sorry curiosity got the better of me.
    Do…[Read more]

  • zimby replied to the topic Interest Only loans in the forum Finance 14 years, 6 months ago

    Thanks Gents, always appreciated.I need a crash course in economics. :)

  • zimby replied to the topic Interest Only loans in the forum Finance 14 years, 6 months ago

    Hi TerryRambling is good, whats ramble to you is valuable information to me :)So the best path for my first house would be IO with offset, allowing me to save for next house?Only when I move from the house or buy a second house can I claim tax on the principal?CheersDenis

  • zimby replied to the topic Credit Checks in the forum Finance 14 years, 7 months ago

    Is this Service Free?The ones on http://www.mycreditfile.com.au  and www.vedaadvantage.com look both like paid services.Got halfway through the form on mycreditfle and it requested a credit card/bpay.I don't mean to sound cheap :)But mostly I am!CheersDenis

  • zimby replied to the topic Credit Checks in the forum Finance 14 years, 7 months ago

    Thanks again :)

  • zimby replied to the topic Which Bank in the forum Finance 14 years, 7 months ago

    Howdy.Thanks to All who have posted :)We're probably going to stick with the dragon for now, in 6 months things may have changed and we'll reasses.Sofar my only issue is with st george and their offset accounts.Can someone who has a st george with an offset clear this is.Apparently they have a really weird way of doing their calculations that effect…[Read more]

  • zimby replied to the topic Which Bank in the forum Finance 14 years, 7 months ago

    emails sent :)

  • zimby replied to the topic Which Bank in the forum Finance 14 years, 7 months ago

    Hi RichardAre your services available as a broker for this sort of thing?CheersDenis

zimby

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