PropertyInvesting.com | zack | Activity https://www.propertyinvesting.com/members/zack/activity/ Activity feed for zack. Sun, 19 Apr 2026 12:00:36 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 67cc78eaf34eb3d60d8de9c0134efbb1 zack replied to the topic Offset -vs- Redraw in the forum Finance https://www.propertyinvesting.com/topic/4395626-offset-vs-redraw/#post-4600546 Sun, 08 Mar 2009 16:20:10 +0000 ^ Thanks for your reply.I am looking to buy a house as OO.From what I understand (I could be wrong here), the way redraw feature works is that it allows you to redraw the extra amount of repayment you made every month (the amount above your minimum monthly repayment). These extra repayments are used to reduce the interest portion of your loan…[Read more]

]]> 2d7ffe2e1029be807112fe657e0bdf14 zack replied to the topic Offset -vs- Redraw in the forum Finance https://www.propertyinvesting.com/topic/4395626-offset-vs-redraw/#post-4600544 Sun, 08 Mar 2009 15:35:17 +0000 Thanks Scott.

That sounds really wonderful.

So if the offset really offsets the principal (method #2),can you actually see from your statement that the interest payable for a particular month is significantly lower ?

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