PropertyInvesting.com | Yet | Activity https://www.propertyinvesting.com/members/yetend/activity/ Activity feed for Yet. Fri, 17 Apr 2026 14:19:42 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0afa3972d3088c04b7b486dafd136909 Yet replied to the topic Investment loan structure when ppor is paid off. in the forum Finance https://www.propertyinvesting.com/topic/5044513-investment-loan-structure-when-ppor-is-paid-off/#post-5044520 Thu, 19 Apr 2018 07:31:07 +0000 Thanks Terry.

]]> 4e519c2bdb1c46a7fd6b1f10b3744e81 Yet replied to the topic Investment loan structure when ppor is paid off. in the forum Finance https://www.propertyinvesting.com/topic/5044513-investment-loan-structure-when-ppor-is-paid-off/#post-5044516 Thu, 19 Apr 2018 04:58:35 +0000 Hi Terry,

Thanks for your help . Will the above 80% you mentioned on owner occupied loan tax deductible? The purpose of loan will only be for future property investment.

Thanks

]]> 6f8f28f4f9bc32550dc5609f2b50edc2 Yet started the topic Investment loan structure when ppor is paid off. in the forum Finance https://www.propertyinvesting.com/topic/5044513-investment-loan-structure-when-ppor-is-paid-off/ Thu, 19 Apr 2018 04:10:19 +0000 Please can someone advice if I am on a right track.

I have almost paid off my PPOR(priority). Two more repayments to go. I am considering to get equity release from my PPOR(25%), to buy investment property. Another 80% will be borrowed from different bank, secured by the new ip.

Not sure if the equity release should be investment loan or owner…[Read more]

]]> 6b67f1d2659bef07c491a8c835e1695c Yet replied to the topic Finance structure for owner builders in the forum Finance https://www.propertyinvesting.com/topic/5031873-finance-structure-for-owner-builders/#post-5031895 Sun, 18 Dec 2016 01:55:02 +0000 Thanks Terry. Appreciate your tips.

Cheers
Yet

]]> 712939ede772afe72e7f63800fdf1ab2 Yet replied to the topic Finance structure for owner builders in the forum Finance https://www.propertyinvesting.com/topic/5031873-finance-structure-for-owner-builders/#post-5031888 Sat, 17 Dec 2016 10:37:30 +0000 OK. Maybe I’m confusing things. Please let me explain. I have one IP with no offset attached & also no equity to access for building granny flat/or second IP purchase. I do have PPOR with offset attached and enough equity to access for building granny flat. So I’m applying for a second loan/equity release of $120,000 using PPOR as security -…[Read more]

]]> 5faf3872dba8c2537d2b8513ff173c9b Yet replied to the topic Finance structure for owner builders in the forum Finance https://www.propertyinvesting.com/topic/5031873-finance-structure-for-owner-builders/#post-5031886 Sat, 17 Dec 2016 07:57:21 +0000 Hi Benny,
My understanding is not to park the investment money in PPOR offset account where it will be mixed with personal cash. As I need to park somewhere, isn’t it a good idea to have another offset attached to split loan. I think this helps with interest on the loan as I will only withdraw when needed for building just like LOC.
Please correct…[Read more]

]]> 2ecf545733247f26d8462ff7ff31aa16 Yet replied to the topic Finance structure for owner builders in the forum Finance https://www.propertyinvesting.com/topic/5031873-finance-structure-for-owner-builders/#post-5031877 Sat, 17 Dec 2016 01:39:15 +0000 Thanks Benny. Thanks for the hints, I’m just worried I may not be able to provide evidence/invoice for 40% of the project/work as it will be done by myself and my builder friends via cash in hand.
I’m in a process of negotiating a offset attached to split loan – the one I got know is with PPOR loan, also I will make sure bank don’t deposit…[Read more]

]]> 708a5b84a0f788f124ad8bcd533bf411 Yet started the topic Finance structure for owner builders in the forum Finance https://www.propertyinvesting.com/topic/5031873-finance-structure-for-owner-builders/ Sat, 17 Dec 2016 01:00:29 +0000 Hi there. Will appreciate any help & suggestions.
I’m in a process of building a granny flat on my IP. As its hard to get finance for owner builder, I’m using equity from my PPOR as a split investment loan of $120,000, which is been pre-approved. As I’m managing the project, i may not use the whole $amount.
1. What should I do with leftover $,…[Read more]

]]> 25d031bc0cf49762db761845e4b5cfb8 Yet started the topic offset or redraw in the forum Finance https://www.propertyinvesting.com/topic/5026389-offset-or-redraw-2/ Thu, 26 May 2016 08:48:49 +0000 Hi there, hope someone will help me.

I’m planning on building a granny flat on my newly purchased investment property as a owner builder. Unfortunately, the bank is not going to give loan for owner builder. I’m planning to use cash from offset(PPOR). Is it a good idea to use offset($110,000), or is it better to pay the loan ($110,000) &…[Read more]

]]> a129763150272fdb175143ac89444f1a Yet became a registered member https://www.propertyinvesting.com/activity/p/338875/ Fri, 18 Mar 2016 22:53:58 +0000