PropertyInvesting.com | xpine73 | Activity https://www.propertyinvesting.com/members/xpine73/activity/ Activity feed for xpine73. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 c5ef5b1628f24c566303abe30770b66c xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583946 Thu, 27 Mar 2008 12:05:19 +0000 v8ghia wrote:
Must admit that unless someone is after a fixed loan, or offset facility, for a PPOR especially, or a sub 250k IP, why would you go past one of the so-called basic variable homeloans. Some of these loans are .7 (.8 for 'introductry ones if you are looking short term, though I'm not a fan of intro loans) and a couple of the banks…[Read more]

]]> c98814bf1e01e5e582e25cb008fb6394 xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583945 Thu, 27 Mar 2008 11:45:06 +0000 not_so_lucky wrote:

xpine73 wrote:
I got 0.85% off the standard variable rate from Westpac today, with a $300k size Rocket Repay home Loan.

Did you have to pay for their Establishment fee$600Annual service fee$199http://www.westpac.com.au/internet/publish.nsf/Content/PBHLPR+Rocket+Repay+Home+Loan

I got that discount with a professional…[Read more]

]]> 65ee64b9a5a29bc3f4be1f32071983fb xpine73 replied to the topic MECU? in the forum Finance https://www.propertyinvesting.com/topic/4392479-mecu/#post-4583526 Thu, 13 Mar 2008 08:41:36 +0000 Thanks guys. I will think twice.

]]> b7605ae60e63402df0d9047729f50255 xpine73 replied to the topic MECU? in the forum Finance https://www.propertyinvesting.com/topic/4392479-mecu/#post-4583523 Tue, 11 Mar 2008 10:19:51 +0000 I have contacted them and found out they will put up 0.33% this time corresponding to the latest official rate rise.

]]> 8e9fef2e1e611775a3748fdf6106cd4e xpine73 replied to the topic MECU? in the forum Finance https://www.propertyinvesting.com/topic/4392479-mecu/#post-4583522 Mon, 10 Mar 2008 08:58:23 +0000 Good information lifeX. Thanks a lot.

]]> c6ab304ef45c98e8cbd529f1a8f241c0 xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583940 Sun, 09 Mar 2008 11:58:41 +0000 Thanks Alistair. I really think this kind of discount is just one of their sales tricks. Coz I was told next week their standard rate will be 9.27% up from 8.97%  to reflect the latest official rate rise, 0.3% up instead of 0.25%. Even with 0.85% discount that I got, it will still be 8.42%, well above many other lenders on the market, let alo…[Read more]

]]> 53569dc32f456f5fc65aaaaebf1b7ae5 xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583938 Sat, 08 Mar 2008 14:05:09 +0000 It took me only half an hour to get this deal. There is probably still some headroom to squash.

]]> 5be8683663c7cac7d686b98ea9bf20cb xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583936 Sat, 08 Mar 2008 09:44:16 +0000 I got 0.85% off the standard variable rate from Westpac today, with a $300k size Rocket Repay home Loan.

]]> fe81c4d9c3e41a7ef052728fcc449be6 xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance https://www.propertyinvesting.com/topic/4392574-discount-from-standard-variable-rate-for-major-banks/#post-4583932 Fri, 07 Mar 2008 14:17:47 +0000 yeah i heard the same thing. But also heard some mates have still managed to get 0.85% off from Westpac. I will have a chat with Westpac tomorrow and keep you posted. Cheers.

]]> c79b58b60b2220ff82a86aea0c4f99a7 xpine73 replied to the topic offer ptior to auction in the forum Help Needed! https://www.propertyinvesting.com/topic/4392532-offer-ptior-to-auction/#post-4583780 Mon, 03 Mar 2008 11:38:30 +0000 Remove finace condition and offer them a sooner settlement date, if they like.

]]> ca000b450bd9ed47835dea619f5f44d5 xpine73 replied to the topic HELP!---GST ISSUE in the forum Help Needed! https://www.propertyinvesting.com/topic/4392460-help-gst-issue/#post-4583472 Wed, 27 Feb 2008 06:04:45 +0000 Thanks Linar.That contract is a standard one. But the vendor just left everything regarding GST intact.

]]> dcdadb19239bbe9e60badedc3c453e74 xpine73 replied to the topic HELP!---GST ISSUE in the forum Help Needed! https://www.propertyinvesting.com/topic/4392460-help-gst-issue/#post-4583469 Tue, 26 Feb 2008 09:36:56 +0000 Or buying FROM a company/person registered for GST? Thanks a lot anyway, Linar

]]> c006b2a5ba83b00799c441297dbee7ea xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582628 Wed, 20 Feb 2008 08:16:00 +0000 Thanks Scott for giving me a peace of mind. I think I will go ahead with this deal. To Ian:  Those properties have been sold through different agents. And even I can find previous owners, are they willing to reveal  some story under table( if there is any),  which would probably put themselves in a worse position (something like scams)?

]]> f0867c5512995a90f054c7e36a609ad9 xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582625 Tue, 19 Feb 2008 11:44:24 +0000 to Ian:     I wish I had that opportunity. Do you have any idea how I can contact them?to Marg4000:  You r probably right. Coz the whole street has been booming.  People get tempted by the money that their neighbours got.

]]> 8532ec969e06e4195df1628029283a11 xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582622 Tue, 19 Feb 2008 06:50:38 +0000 Have got the Section 149 reprot. Cannot find anything major, only minor things like Tree Preservation Order. I start to believe it is just a coincidence now. Any other ideas?

]]> f201215aea5978f504026f6ade40b1b2 xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582621 Wed, 13 Feb 2008 04:33:13 +0000 Thanks mate. I am expecting the 149 certificate now. Will keep you guys posted.

]]> e6efe9ce8f3a8668511a3b6858e90a08 xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582619 Tue, 12 Feb 2008 04:34:20 +0000 Thanks Scott.The new rail line is a good thought. I have checked the map and found it is nowhere close to the property.  And I have spoken to a few residents but did not find anything major either.  The 149 certificate attached to the contract was done nearly one year ago, so probably I will do a latest 149(2)+(5) search, which is not cheap but w…[Read more]

]]> 7e9a235d6c4699b811fa055ebf3b23a1 xpine73 replied to the topic Too late to fix? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392293-too-late-to-fix/#post-4582671 Mon, 11 Feb 2008 12:39:37 +0000 Getting fixed is a gamble against banks who have more expertise to predict the interest rate trend.

]]> bef220c93f1bb04cc162c51f849eb928 xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582617 Mon, 11 Feb 2008 10:11:09 +0000 Thanks Scott.It is a 25 unit block actually. I am thinking of doing a section 149 search for proposed and draft development plans from council. The only thing I can think of (if there is anything under table) is there might be some proposed plans affecting the land, coz it is a Crown Grant title land. But on the other end, even if there is…[Read more]

]]> d3d34d5fbcc80a6835e5902d2805f23c xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392282-group-sales-activity-in-the-same-block/#post-4582615 Sun, 10 Feb 2008 22:06:16 +0000 Thanks L.A. Aussie.I have been doing that actually. While most agents wouldnt give me straight answer since those properties have been sold. The agent of the townhouse I am looking at told me exactly the same answer like yours. It is so werid. I am buying No.16, while No.15, 17, 18 were all sold in the past 2 or 3 months. Two of them were…[Read more]

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