Total Members: 158,310

xena

  • xena replied to the topic Help in the forum Help Needed! 18 years, 3 months ago

    Hi Neak,
    Can I suggest you phone centrelink and ask what their rules and criteria are for income producing assets – they are pretty helpful. There is usually a sliding scale that reduces your pension when you have assets over a certain value.
    In relation to trusts, as fas as I know you are required to declare any benefit you are receiveing form…[Read more]

  • xena replied to the topic HELP !!!!!!! WHICH BANK ??? in the forum Help Needed! 18 years, 8 months ago

    Foundation,

    I beg to differ on your second point.

    You can still be a good friend to someone in dispair without getting involved.
    Ie. make a suggestion such as mine, offer practial help (eg. help them move house if they are shifting)
    BUT they still have to navigate their own way out of the pickle they got themsevles into.

    Its in situations like…[Read more]

  • xena replied to the topic HELP !!!!!!! WHICH BANK ??? in the forum Help Needed! 18 years, 8 months ago

    Collector,
    Can I suggest your freind call lifeline (131144 if they are in sydney) They will be able to put them on to a financial counselling organisation, who would be professionals trained to deal with the situation. There are options rather than going bankrupt.

    There are 2 problems here: your friends spending habits (which created the…[Read more]

  • xena replied to the topic Sydney Discussion Group in the forum General Property 18 years, 8 months ago

    What a night!!

    No, seriously, it was great meeting some of the people on the forum. Well done Len for getting the ball rolling.

    One thing I will say though is that I note that 390 people have read this post but only 6 turned up…

    Come on everyone, we can really create synergy and help each other in our various successes by making the effort…[Read more]

  • xena replied to the topic Having a trouble with a solicitor in the forum Help Needed! 18 years, 8 months ago

    Hi,

    I had a similar situation (but not as bad as this) on a recent settlement (I was purchaser)
    * solicitor handed file to clerk
    * 5 days before settlement, I had not heard from them, phoned solicitor to see what was going on
    * “girl” started by telling me she had a cold, husband/kids had cold – sorry but I dont care, I jsut want my property…[Read more]

  • xena replied to the topic Sydney Discussion Group in the forum No Subject 18 years, 8 months ago

    Tonight’s the night!!

    I’ll be there at 6.30(driving from Stanmore). Hope a few others can make it.

    Looking forward to putting faces to some of the names on this forum.

    See you then.

    Catherine

  • xena replied to the topic Has Anyone considered this? in the forum Help Needed! 18 years, 9 months ago

    UsanaAssociate and everyone,

    One of my friends was in Amway for a couple of years, and had a few disturbing stories.

    There was a couple in her upline (ie. they were quite senior in Amway), and Amway Head Office made them lease out a jaguar at their own expense, so they would be perceived by their downline to be mega-successful in their Amway…[Read more]

  • xena replied to the topic finance required – probation in the forum Finance 18 years, 9 months ago

    Hey Mitcheos, I had exactly the same problem last year. Fortunately I had a pretty decent boss, and he gave me a separate letter that omitted the paragraph about being on a 3 month probation, and my loan approval went through.
    Depends on your employer I guess, if you ask nicely and explain why you want this, he/she may do this for you.
    Cheers
    Xena

  • xena replied to the topic Indian Phone Calls: How do I Block them? in the forum Opinionated! 18 years, 9 months ago

    I used to work for a company that outsourced all its telemarketing (and other services) to Manila and Bangalore. They did this to cut costs as it is cheap labour ie. these people get paid about 40% of what we get for doing the same job. It’s not the caller who is the ogre here, only greedy corporations.

    I feel a bit sorry for them because:…[Read more]

  • xena replied to the topic What’s interest only advantage? in the forum No Subject 18 years, 9 months ago

    If it is an investment property (I am presuming it is), all the interest is deductable.
    A PI loan, only the interest portion is deductable.

    An IO loan will free up cashflow to buy more properties.

    It depends on your individual circumstances and future plans what loan is best for you.
    C

  • xena replied to the topic Are seminars scams? in the forum Opinionated! 18 years, 9 months ago

    For me, the true value of the seminar is what you get out of it: ie. if a seminar costs you say $3K, and you can use the knowledge/contacts to go on and say make $10K, then I consider that it was worth the cost.

    A word of warning though: beware of seminars that use subliminal brain-washing tactics to try to get you to sign up to the next one. I…[Read more]

  • xena replied to the topic A sick persuit of money in the forum Help Needed! 18 years, 10 months ago

    Hi Everyone,
    I too have had several people bag me and challenge me about my IPs. I have found this really discouraging, and can only put it down to a combination of jealousy and ignorance.

    At the end of the day, its not really about money, nor is it about property (ie. property is just a vehicle for getting what you want out of life).

    My…[Read more]

xena

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