PropertyInvesting.com | Captain Risk0 | Activity https://www.propertyinvesting.com/members/worked/activity/ Activity feed for Captain Risk0. Mon, 13 Apr 2026 16:37:24 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 fbc7482c3437cdff4efd7622fc5c4e93 Captain Risk0 replied to the topic Heating Options in the forum Value Adding https://www.propertyinvesting.com/topic/5009260-heating-options/#post-5010049 Thu, 02 Jul 2015 08:10:35 +0000 Reverse cycle split system in the room(s) you spend the most time in. Look for specials in shops, and 50 months interest free. You get 5 years warranty on the split. Do not get ducted – expensive to run, expensive to maintain, tenants are never happy with its cooling/heating capacity and expensive to repair if something goes wrong after warranty.…[Read more]

]]> eaa3d6b1f7486e3c88673457e2abbc43 Captain Risk0 replied to the topic What is rich? in the forum General Property https://www.propertyinvesting.com/topic/5007175-what-is-rich/#post-5007379 Wed, 13 May 2015 13:42:14 +0000 Hmmm. $30,000 pa for two people with no debt, no dependents and a lifetime of experience on how to get the most from money. This is not comfortable living? Maybe not for more acquired tastes, but I would definitely trade this for everything I have today.

]]> 44a66e8bff5e85200e53e0e8a91481a2 Captain Risk0 replied to the topic What is rich? in the forum General Property https://www.propertyinvesting.com/topic/5007175-what-is-rich/#post-5007190 Fri, 08 May 2015 11:01:12 +0000 I think its fair. Everything is relative. And the comparison is to the larger percentage of the retirees.

If you have that many assets (not including your home), most likely you know how to utilise these so that you can live a more comfortable lifestyle than the majority with less. If not, then you go below the threshold and get payed the full…[Read more]

]]> 94e673f2bd1c444d6cb8200e526fea38 Captain Risk0 replied to the topic Landlord insurance.... in the forum General Property https://www.propertyinvesting.com/topic/5006395-landlord-insurance-26/#post-5007143 Thu, 07 May 2015 11:13:53 +0000 Yes, I got the same quote, Lol. Hmmm.

Not a believer in insurance. Reading the policies are good for a laugh though. How insurance is tied into the legal system, which then makes insurance essential, wipes the smile off my face however.

]]> 5a82b21e144ef08fe899777f185a922f Captain Risk0 replied to the topic seperate electrical meters in the forum Help Needed! https://www.propertyinvesting.com/topic/5006908-seperate-electrical-meters/#post-5007141 Thu, 07 May 2015 10:23:18 +0000 If you don’t subdivide, you can’t get a separate electrical supply – ‘a separate bill’ – the supply authority won’t allow it. You can get a separate meter listed on the one bill but two phase would have to be installed to the property, which will only occur if you have enough ‘appliances’ to force the supply authority to install another meter.

]]> 3edf9a2721a251608312b5b8168702d9 Captain Risk0 replied to the topic other people 's money in the forum Forum Frolic https://www.propertyinvesting.com/topic/4409973-other-people-s-money/#post-5006228 Fri, 17 Apr 2015 14:56:01 +0000 There are two sides to everything. Talk to someone who has lived in Africa where stealing and murder is synonymous. These people are so grateful for being in Australia and think higher taxes are a blessing and necessary for safety.

Isn’t inflation the result of growth? And if systems are in place to ensure ‘a little more is taken from us’ to…[Read more]

]]> 5767e32b5525678406149b866e9c59fc Captain Risk0 replied to the topic Cost of a new small kitchen in the forum Value Adding https://www.propertyinvesting.com/topic/5005508-cost-of-a-new-small-kitchen/#post-5006209 Thu, 16 Apr 2015 11:55:40 +0000 For me, kitchen and skirting ripped out for tiling. Skirting and kitchen over top and sealed with sanitary white silicon to tile. The tilers come back for the splashback.

But ask the tiler in your case when you get the quote done. Get a good experienced tiler -> their age is a good start. An experienced tiler will know exactly what to do because…[Read more]

]]> ecdb60bc9106d2898ea2090c6bc9ee13 Captain Risk0 replied to the topic Cost of a new small kitchen in the forum Value Adding https://www.propertyinvesting.com/topic/5005508-cost-of-a-new-small-kitchen/#post-5005669 Mon, 06 Apr 2015 14:33:18 +0000 I’ve done one recently – well the whole unit. But get quotes – its free apart from the phone call.

]]> ea89330a67e5bb9a6105069838c0945c Captain Risk0 replied to the topic Taxing Super in the forum General Property https://www.propertyinvesting.com/topic/5005428-taxing-superannuation/#post-5005663 Mon, 06 Apr 2015 08:08:23 +0000 I see your point Terry. Super = advantage for well off investors.

Dammit should have been born earlier.

]]> 11c3e3e9a1228b52407c5ff7338ec25c Captain Risk0 replied to the topic how to borrow more / unlimted finance in the forum Finance https://www.propertyinvesting.com/topic/5001083-how-to-borrow-more-unlimted-finance/page/3/#post-5005657 Mon, 06 Apr 2015 05:15:36 +0000 Hmm. I remember that one next time my work colleagues ask me for lunch money. They will probably resort to being a different entity.

]]> 15631ea59bc7cf8976971e81e5fef4aa Captain Risk0 replied to the topic how to borrow more / unlimted finance in the forum Finance https://www.propertyinvesting.com/topic/5001083-how-to-borrow-more-unlimted-finance/page/3/#post-5005646 Sun, 05 Apr 2015 23:55:46 +0000 Interesting discussion. I would like to think there is other ways to borrow more…..apart from being shonky.

Banks are a pain in the bum especially with serviceability. You can present a good case to your broker with the worst case scenario and you will still get rejected under the banks ‘serviceability rules’. And it doesn’t seem to matter if…[Read more]

]]> d45dcece956dbd1ab6223559db6179a1 Captain Risk0 replied to the topic Taxing Super in the forum General Property https://www.propertyinvesting.com/topic/5005428-taxing-superannuation/#post-5005627 Sun, 05 Apr 2015 12:30:02 +0000 And this is the point I am trying to make, Terry. I am talking about the low to middle income earners – people living day to day.

For the majority (low to middle income earners) having an SMSF is not feasible. And as the age of retirement increases do you think the majority are going to wait longer to access their super? So you can see how the…[Read more]

]]> c9379f6933ae2e7b8f8199ae4b8a44d1 Captain Risk0 replied to the topic Taxing Super in the forum General Property https://www.propertyinvesting.com/topic/5005428-taxing-superannuation/#post-5005610 Sun, 05 Apr 2015 04:42:38 +0000 Super is just a backup for government to tap into. And a big one. Nothing will change.

After the tax is taken out, and then taken out again, and after the ‘authorised caretakers’ take their cut, after lawyers take a percentage because we want the money earlier and after some other government ‘tax’…we might have enough to pay off the remainder…[Read more]

]]> b3b847acde18626b969a1a96d6840d0b Captain Risk0 replied to the topic Family Trust or under my own name? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/5004779-family-trust-or-under-my-own-name/#post-5005604 Sun, 05 Apr 2015 03:30:45 +0000 Hi,
Haven’t you just answered your own question Suri? If its a negatively geared property how is that going to save on tax if there is no income to distribute to your family? I don’t think you get the 50% CGT if your property is in a trust either.

]]> 498b0695b80a16e085d6712d0c5ee7b2 Captain Risk0 changed their profile picture https://www.propertyinvesting.com/activity/p/312038/ Sun, 05 Apr 2015 02:39:30 +0000 2af5c25a18a8d80072e3f56af1b0c1b6 Captain Risk0 became a registered member https://www.propertyinvesting.com/activity/p/311587/ Sun, 29 Mar 2015 08:24:06 +0000