https://www.propertyinvesting.com/members/williamparkar/activity/ Activity feed for williamparkar. Sun, 12 Apr 2026 11:53:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d9ef6a66eec477c3de29a3857885560d https://www.propertyinvesting.com/topic/4398731-multi-property-finance-problem/#post-4616800 Mon, 05 Apr 2010 11:11:46 +0000 There are a few factors that limit your borrowing in a case like this. 1: Overall maximum LVR is lowered, 2: The assessment rate to which they calculate borrowing capacity is now spread over the entire portfolio. If it were a stand alone security the assessment rate is applied to the loans directly related to the top-up and purchase. Thats…[Read more]

]]> 60cb4dd59788ab7cb999d226a8d560fb https://www.propertyinvesting.com/topic/4399260-is-there-a-better-deal-out-there/#post-4620272 Mon, 05 Apr 2010 11:10:46 +0000 I agreeI would still prefer big 4s or INGremember the long term benefit….

]]> 50d8b4689c0d9804b63e19a9aeee507c https://www.propertyinvesting.com/topic/4399270-should-i-ask-for-a-loan-again/#post-4620343 Mon, 05 Apr 2010 11:10:07 +0000 The Bank wouldn't (or should I say SHOULDN'T) decline your loan just because it is too close to the original refinance. As long as you have the equity available in your current properties, you have enough income to service the increased debt, and your repayment history / credit worthiness is good – there is no reason why the Bank shouldn't a…[Read more]

]]> ad62c7d05ad666e018f06c2705598fde https://www.propertyinvesting.com/topic/4399105-urgent-finance-help-needed-want-to-make-an-offer/#post-4619241 Mon, 05 Apr 2010 11:09:11 +0000 Probably low doc may be the way you would get it through, and if serviceability is the issue, then the banks are scaling back to 60%, and not doing 80% unless income/ serviceability and assets is quite high and can be proven. The banks and the Mortgage Insurers at the moment have tightened up a fair bit and they will currently really assess…[Read more]

]]> 2b5067918fd41d77c4e1a8fa0d4e9c13 https://www.propertyinvesting.com/topic/4398751-finance-for-block-of-3-4-units/page/2/#post-4616984 Mon, 05 Apr 2010 11:08:04 +0000 Really helpful thread thanks for sharing with us….

]]> 121f7ab5fd5d5d8864b38989183f9db1 https://www.propertyinvesting.com/topic/4399271-line-of-credit-loan-structure/#post-4620358 Mon, 05 Apr 2010 11:07:31 +0000 Good Advices thanks..

]]> daf546bbf6c7f2164d2d0f936372476e https://www.propertyinvesting.com/topic/4399360-rba-trying-to-manipulate-property-markets/#post-4620996 Mon, 05 Apr 2010 11:06:10 +0000 Without private investment in the development of new housing and rental accommodation, there would be immense pressure on States to deliver public housing – which is already in a sorry state and there is no budget to properly accommodate substantial increases in demand.

]]> 587c0e38669737214ea565a297206b07 https://www.propertyinvesting.com/topic/4398975-lenders-for-low-income-earners/#post-4618324 Mon, 05 Apr 2010 11:05:33 +0000 by Majella Corrigan From Money Magazine, July 2006 If you don't have a credit rating, don’t own a car or house and your income is low or solely from government benefits, it has been near impossible to borrow from a mainstream lender like a bank. Now two major banks have separately entered the low-income loan market, offering loans of up to a…[Read more]

]]> 9bc55e171457afe3cd65e49f22f5741a https://www.propertyinvesting.com/topic/4399381-do-i-invest-into-this/#post-4621125 Mon, 05 Apr 2010 11:03:16 +0000 If you are needing finance from a lender there could be real problems – as they see it as a niche market situation (even though our population is ageing) and may make you jump through a lot of hoops to get the money or they may not even consider leading to you.

]]> 208133398a5149a361bc0ec15c0e460e https://www.propertyinvesting.com/topic/4399389-help-with-finance-for-possible-developments/#post-4621164 Mon, 05 Apr 2010 11:02:44 +0000 Good Help Thanks for Sharing This..

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