Yep LA and he said he is going to wrap that "ping" putter around some ones head … after his of course … Keep your balls clean!D

Thanks for your response RickOFact … Australians now are the highest in debt per head of population in the worldFact … CC debt is now over 43 billion dollars.Fact … 86% of interest free store accounts get refinanced and pay 27% + interestFact … Politicians are spineless to make decisions because they won't get voted back inFact … People…[Read more]

I agree Alistair … LVR … we have a free eBook for terms at  http://www.wealth4life.com  that may help them … D

Thanks LA always love yr come back … however … 1st I was pulling your leg as I often do with you … second if u start the round with 15 u r out … Ian Woosam ???? remember …. once u tee off thats it, like borrowing money or having s.. it's too late My hubby will get the rule book out when he gets home …LOL … D

Yes sin city will come back mark my words … Qld hot now but so was Perth now they are crying … Melb, yes OK only because the prices are cheaper than other parts of the country … QLD, go ask the locals and the deals are in 12month old property that were bought from marketing companies with 50k commission in … the deals are there and markets…[Read more]

Funny that LA … My husband lost his ball in the creek last week, found a new ping putter while looking for his ball then got disqualified for carrying too many clubs (15)  …D

Property Market heating up??A friend of mine just bought a 900m/2 block of land in Turramurra, new sub division  for $630k – it sold 6 months ago for $685k and they spent 30k getting plans approved … where is the market heating up …Interest rates are rising and "fear" is in the market still – there are deals out there as above … go figure…[Read more]

Thanks Alister for your comments,This could go back and forward for ages …. Gerry Harvey became a billionaire by attracting people with cashback and discounting … 80% of brokers IMHO have trouble reconciling … their own credit card …D

Thanks Crashy … so she gives cashback in the form of presents OK … IMHO a good broker is hard to find does all of the above …D

Another way to look at it Perry is volume makes money … we have had shocking service from full charge brokers, go figure … discounting is part of life like interest free store accounts … did you watch ACA on Monday about mortgage refunds, do a msn search and see 4 yourself … IMHO incentives makes sales and these guys use the same banks as…[Read more]

http://www.cashbackhomeloans.com.au  they work like mortgage refunds good site and Australia wide … lots of changes happening to the broker market over the next 2 years – not many brokers pay you money back …

Yep nobody is perfect >>

Hello Hutch,No I am not an expert and you should not jump too quickly … my point was, that i so badly did not get across was that – being around a little longer than most here not to rely on historical data with out taking into account current trends.It's easy to assume that if the stock market crashes where people would invest … i just…[Read more]

Hi Crashy and the answer is NO …25 years of battle scars and went through the 1990's of 19.33% interest rates … hope you don't.Most people on this site under 38yrs old were 20 in 1990 or younger … I am trying to keep a level head … we lost a lot and have made a lot over time … it's easy being an expert and giving opinions but when…[Read more]

Investing is a science but at the end of the day good timing and a little good luck is very helpful.The smart investor like Steve knows when to sell … D

And is that what you would do ?????Yes history repeats however look at the market closer … we also have rising interest rates and a USA market in trouble which is creating FEAR back here in Australia … or haven't you been watching the news …D

What heats up in one area goes cold in another … when an area goes out of flavor buyers are harder to find … I think John Howard and Peter Costello are a little nervous at present.If we look at the majority of the population and not the sophisticated investors on this site … i think u will see lots of over capitalized mum and dads with 100%…[Read more]

Hello Bloggs,1.  No it's a C200 avongarde black with grey latest model all the extras 50% cash & 50% lease for tax … the cl55 would be for my hubby but he's too miserable until he turns 50 or thats what he said.2.  Our net worth … more than 300k each as an average … thats all i'll say as it's private.3.  How do we do it … check out my we…[Read more]

Sorry for this however i really don't agree that things are that hot,Some people are talking the market up but lets look at the big picture, the majority of people are hurting out there …Credit debt is sky rocketing and the first home owners with young families are not happy. Secondly read the comments from the people on this site in their 20's…[Read more]

Hi Blogs ha ha … prove it … it's not the number it's the nett value eg; 30 properties x 100k each = 3mill or 30 properties 300k = 9mill.It also depends on Cashflow and finance structuring which we r just going through again with citibank who have been good to us.My finanial answer is i don't care what other people own or should i say how many…[Read more]