Wouldn't that be great K … maybe we could eliminate Lawyers as well because they interperate the law to keep them employed IMHO … why is the family home soooooo different to other financial vehicles …. because its the GREAT AUSTRALIAN DREAM and thats the key point. D … just kidding …Oh by the way Mike Y … Philip is not writing these he…[Read more]

Hi Jon and I believe this is my first reply to you … you look like a nice man in your photo and i'm sure one of the good guys …Jon it's like this … this industry is full of low scum bags robbers and thieves … thats the problem this industry has attracted … SLICK SALES PEOPLE … like Bridgecorp … Fincorp … Christopher Skase … Henry…[Read more]

The down fall in all of this was and has been easy CREDIT … 100 percent loans for home owners and investment properties … thats what got the USA in the s..t banks and brokers greedy to make commissions and now the problem is a long term depression … sure property prices will rise again but not before there is lots of blood on the streets ……[Read more]

yes it all comes back to financial education … 12,562 bankrupts in the last 12 months in NSW alone … yep worse to come … D

Very interesting read in the Tele on Saturday … 12,562 normal people declare bankruptcy in the last 12 months in NSW alone … financial education needed here …D

lots of FREE eBooks on   http://www.apin.com.au  … regards D

Yes the world is a changing place … in times of uncertainty it always pays to go back to the basics …I attended a seminar in Cronulla Sydney for a new network group that is setting up Network Clubs around Australia and involving the local communities to attend. One point was made that we lose of sight of the big picture and need to focus on…[Read more]

Nope don't agree at all and you can hold me to this as well …900,000 will be in mortgage stress by November 2008 … Fin Review … factAustralian Credit Card debt is now 50 billion dollars which is the highest in the world … factIt's "patchy" every where and not just in Sydney … welcome to the real estate business … very open…[Read more]

Yes brokerage fees … I think the public are getting smarter though why would I pay a 1% fee when I can go direct and not pay it …I also see today the St George are introducing a broker performance fee structure … looks like brokers will need to get a second job soon …The problem has always been that when you are in a competitive business…[Read more]

Hello go to http://www.apin.com.au for a FREE eBook on DIY developer …D

The greatest change over the ages is credit debt … there is no use attending seminars on wealth creation with out the basic understanding of how to spend money and how NOT to spend money …Credit cards … teenager debt … single women over 50 yrs old … interest free store accounts … divorce … depression and sadness … all have been…[Read more]

Hello Ed and thank you for your answers,Chinese whispers are true in any arena and as I said I am only saying what was told to me buy some clients.Yes the Sydney market cycle turned but people were being warned about that at that time on several fronts and invested at their own risks, the frenzy changed and the blood is still on the streets, never…[Read more]

Hi Simple yes I agree interesting times ahead … poor Sydney has been hit the hardest and I feel sad for the people hurting out West …Brisbane and the East Coast is doing very well … hotspotting says that Harvey Bay is looking good again … Airlie Beach has dropped off completely and Laguna Resort in all sorts of financial difficulty … D

Thank you Michael for your comments,Please provide the evidence that has been trusted to you, as you stated above, regarding 25+ years and I will remove myself from this site forever as a show of my commitment and good faith to you all … I don't doubt that Ed is a fine gentleman with a strong portfolio, never let the facts get in the way of a…[Read more]

Hi all …How do you think Mr Rudd will handle the challenges facing the government with the interest rates and petrol hickes on low income families …D

Hi Tammy I hope the golf club has good insurance … our golf club had to construct a $500,000.00 fence along the 5th … Have you ever been to China and seen what they construct their homes from ?? … its funny we design cheaper and better products but the costs just keeps rising ?? go figure D

You never go broke making a profit … good on him he's not greedy and can now move on … why screw the developer when you are making good profits … next deal please …D

Hi Scott Some reasonable questions here however the point was clear … is this a sign of the times?, focusing in on the development itself is only based on yr personal opinions of that development and I was trying to get a different message to the audience.So lets not focus on the good or bad of this development and ask your self are other…[Read more]

You can get a FREE getting started eBook at http://www.apin.com.au and lots of other FREE eBooks as well …

Read Read Read and Read all you can …Spend some … no lots of time to go through this fantastic site and read all the topics you are intersted in … spend at least 6 months doing this b4 you invest … you must study hard there is no short cut …I have spent over $150,000.00 attending various course over the last 20 years now it's your turn…[Read more]