PropertyInvesting.com | vucko84 | Activity https://www.propertyinvesting.com/members/vucko84/activity/ Activity feed for vucko84. Mon, 13 Apr 2026 12:00:28 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 f24d9780fe47f82975ef387d5ef116e8 vucko84 replied to the topic Sole trader - finance in the forum Finance https://www.propertyinvesting.com/topic/4406889-sole-trader-finance/#post-4672078 Tue, 26 Jun 2012 03:20:50 +0000 @Marty – I was told by an accountant that withholding as late (May, 2013) as possible is common practice. Having said that, you would get a lump sum Tax bill in May, 2013 of $50k for example then another $50k again due in June, 2013. Bit rough.

@Luke – I bought my IP then went into contracting within 5 months. I asked to top up to renovate for…[Read more]

]]> 87b134930ae4073f856ab830a339251f vucko84 replied to the topic Buying new property with Tenants in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405342-buying-new-property-with-tenants/#post-4659886 Sun, 04 Dec 2011 13:41:06 +0000 I thought you could do both given notice – 30, 60, 90 days…

]]> e71d4882a55a0c17889677a57ce16b5c vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401788-hecs-debt-intoinvestment-loan/#post-4635589 Sun, 07 Nov 2010 09:01:18 +0000 I like having funds available "just in case"So I would use my savings to pay off hecs but increase my IP offset account by approximately the same amount so I have access to this money – even though I may not use it immediately.Does that make sense?

]]> c3e897c7ccaeb9eb1bd33edc434d28c6 vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum Help Needed! https://www.propertyinvesting.com/topic/4401788-hecs-debt-intoinvestment-loan/#post-4635587 Sun, 07 Nov 2010 07:31:55 +0000 The money would go towards "reno" as I will use savings to repay HECS but have an increase in the offset account for "emergency" purposes, that's all.

]]> 6e31f03a9b6f16caaf4e4f2d973ff9b7 vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum For the purposes of this https://www.propertyinvesting.com/topic/4401788-hecs-debt-intoinvestment-loan/#post-4635584 Sat, 06 Nov 2010 22:28:35 +0000 For the purposes of this exercise, let's assume that the additional credit on the investment loan is for "renovation" purposes.

]]> 85fbfea9b578d99d2d6fdeffb42b27f6 vucko84 replied to the topic Selling property by owner websites in the forum Help Needed! https://www.propertyinvesting.com/topic/4401359-selling-property-by-owner-websites/#post-4633212 Sat, 02 Oct 2010 01:22:26 +0000 I am not in a rush to sell, so why not try to sell it myself and test the market at a fraction of the cost?

]]> 276938d5f28054e5747aeab255ec114c vucko84 replied to the topic Selling Expenses in the forum Finance https://www.propertyinvesting.com/topic/4397629-selling-expenses/#post-4610745 Wed, 28 Oct 2009 02:36:30 +0000 No cap gains tax.Terry, yes!Are my figures right and have I missed anything?What would tax be?

]]> cdf50faa1c96a258d2ec1893447bb98f vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum I know these can change https://www.propertyinvesting.com/topic/4396987-cba-fixed-rates-for-last-12-months/#post-4607934 Tue, 29 Sep 2009 00:59:15 +0000 I know these can change daily but is there a website where you can check/monitor the wholesale (interest) market swap rates?

]]> fedb391d25df110c0140285cd95acb5a vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance https://www.propertyinvesting.com/topic/4396987-cba-fixed-rates-for-last-12-months/#post-4607930 Wed, 26 Aug 2009 05:06:20 +0000 That's perfect – thanks a lot!

]]> 127ae090dfa5bd50bdf3701a0efabbe0 vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Hi Michael - any luck? https://www.propertyinvesting.com/topic/4396987-cba-fixed-rates-for-last-12-months/#post-4607927 Fri, 21 Aug 2009 01:16:45 +0000 Hi Michael – any luck?

]]> ccaad48903b8bcad23269281e520513f vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance https://www.propertyinvesting.com/topic/4396987-cba-fixed-rates-for-last-12-months/#post-4607926 Wed, 19 Aug 2009 00:54:34 +0000 No worries Michael,5-years for last 12-months.Cheers,Vucko

]]> 36b24d1e3f49417023567eef9726aff4 vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance https://www.propertyinvesting.com/topic/4396987-cba-fixed-rates-for-last-12-months/#post-4607924 Tue, 18 Aug 2009 00:59:40 +0000 Hi Michael,Thank you for your help!Fixed 5-years and 3-years; both if possible since beginning of April, 2008 to present.Thanks,Vucko

]]> 9ff2430d1d72b6c58c7636ea689b54d4 vucko84 replied to the topic Help - Need Advice - Lease in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396660-help-need-advice-lease/#post-4606183 Fri, 10 Jul 2009 03:37:55 +0000 Yes – ignore the 2-month notice; I was reading the wrong information.Has your family signed an agency agreement with the agent so the agent will look for a replacement tenant? If there is no signed agency agreement the agent is quite happy to take your money until the expiry of the lease.I don't believe they have signed anything but they were just…[Read more]

]]> 83023edaacdb83c40acb302f19927d11 vucko84 replied to the topic Help - Need Advice - Lease in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396660-help-need-advice-lease/#post-4606181 Fri, 10 Jul 2009 01:22:35 +0000 No argument here, of course; that's why these notices (from boths sides) exist isn't it?!?!Circumstances change for everyone – that's why I'm saying – yes; there should be penalty and accountability but also flexibility if something bad happes.We got a friend to help us look for a place as I was in Perth and parents woring 6-days in Melb sharing w…[Read more]

]]> 5ce19003935a7dd3eac08fc7242e2017 vucko84 replied to the topic Help - Need Advice - Lease in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396660-help-need-advice-lease/#post-4606179 Fri, 10 Jul 2009 00:49:17 +0000 I'll start with by contacting VCAT and explaining the above.But at this stage we would rather pay a small amount rather then $1500/month.The leasing company just keeps saying nothing they can do and that "winter is a slow time for getting tenants"… terrible!

]]> 4aacf18423ce1fe7249c2c511d3c2825 vucko84 replied to the topic Refinancing a Fixed Home Loan in the forum Finance https://www.propertyinvesting.com/topic/4395871-refinancing-a-fixed-home-loan/#post-4601775 Thu, 02 Apr 2009 03:13:22 +0000 Wow I didn't know that, Terry?Where can I find out more about that? Or who can I speak to to confirm?Scenario 2: End of May it will no longer be an investment property. What are my options and better tactics then?Cheers

]]> bad7f7417233c7f2f3be3e791cbe69e1 vucko84 replied to the topic Equity for 2nd IP in the forum Finance https://www.propertyinvesting.com/topic/4394132-equity-for-2nd-ip/#post-4592444 Tue, 02 Sep 2008 11:09:20 +0000 My income should tripple by then if not more, I will be married so two incomes/security, and worst case scenario sell current property.

]]> f583bcc366224b1141115564def09478 vucko84 replied to the topic Equity for 2nd IP in the forum Finance https://www.propertyinvesting.com/topic/4394132-equity-for-2nd-ip/#post-4592442 Tue, 02 Sep 2008 00:42:42 +0000 Richard, e-mail sent. Cheers!

]]> 238aa926ba6a2c1bca347b629c51ee9b vucko84 replied to the topic Equity for 2nd IP in the forum Finance https://www.propertyinvesting.com/topic/4394132-equity-for-2nd-ip/#post-4592440 Mon, 01 Sep 2008 07:34:53 +0000 Hi Maggie,Thanks for your reply.Can you please PM me your e-mail address and your details and I will contact you.Cheers.

]]> 4ea67aec31dfe1e43771cca0eab22a10 vucko84 replied to the topic Perth Property in the forum Help Needed! https://www.propertyinvesting.com/topic/4393940-perth-property-4/#post-4591475 Thu, 07 Aug 2008 06:39:39 +0000 Located in Perth and own an apartment IP.Thinking about Melboune off-the-plan apartment IP next.PM for msn.

]]> be57cecc4564727b776f21ac65a8872a vucko84 replied to the topic New IP & Lease in the forum Help Needed! https://www.propertyinvesting.com/topic/4392789-new-ip-lease/#post-4585295 Tue, 01 Apr 2008 07:19:21 +0000 FYI, Location: WA

]]> 8d566515b8594336e1a90cf2ca19e0c7 vucko84 replied to the topic Investment Only Loans in the forum Yes, that answers my https://www.propertyinvesting.com/topic/4392309-investment-only-loans/#post-4582734 Wed, 13 Feb 2008 23:13:37 +0000 Yes, that answers my question – so same borrowing 'power' under either option, thanks!I thought you can only borrow interest only if it was for investment? Or is it the other way around? Or you can do it either way?What are the benefits? Long/short-term losses?Thanks.

]]>