Total Members: 158,198

vucko84

  • vucko84 replied to the topic Sole trader – finance in the forum Finance 11 years, 9 months ago

    @Marty – I was told by an accountant that withholding as late (May, 2013) as possible is common practice. Having said that, you would get a lump sum Tax bill in May, 2013 of $50k for example then another $50k again due in June, 2013. Bit rough.

    @Luke – I bought my IP then went into contracting within 5 months. I asked to top up to renovate for…[Read more]

  • vucko84 replied to the topic Buying new property with Tenants in the forum Legal & Accounting 12 years, 3 months ago

    I thought you could do both given notice – 30, 60, 90 days…

  • vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum Help Needed! 13 years, 4 months ago

    I like having funds available "just in case"So I would use my savings to pay off hecs but increase my IP offset account by approximately the same amount so I have access to this money – even though I may not use it immediately.Does that make sense?

  • vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum Help Needed! 13 years, 4 months ago

    The money would go towards "reno" as I will use savings to repay HECS but have an increase in the offset account for "emergency" purposes, that's all.

  • vucko84 replied to the topic HECS debt intoInvestment Loan? in the forum For the purposes of this 13 years, 4 months ago

    For the purposes of this exercise, let's assume that the additional credit on the investment loan is for "renovation" purposes.

  • vucko84 replied to the topic Selling property by owner websites in the forum Help Needed! 13 years, 6 months ago

    I am not in a rush to sell, so why not try to sell it myself and test the market at a fraction of the cost?

  • vucko84 replied to the topic Selling Expenses in the forum Finance 14 years, 5 months ago

    No cap gains tax.Terry, yes!Are my figures right and have I missed anything?What would tax be?

  • vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum I know these can change 14 years, 6 months ago

    I know these can change daily but is there a website where you can check/monitor the wholesale (interest) market swap rates?

  • vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance 14 years, 7 months ago

    That's perfect – thanks a lot!

  • vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Hi Michael – any luck? 14 years, 7 months ago

    Hi Michael – any luck?

  • vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance 14 years, 7 months ago

    No worries Michael,5-years for last 12-months.Cheers,Vucko

  • vucko84 replied to the topic CBA Fixed Rates for last 12-months in the forum Finance 14 years, 7 months ago

    Hi Michael,Thank you for your help!Fixed 5-years and 3-years; both if possible since beginning of April, 2008 to present.Thanks,Vucko

  • vucko84 replied to the topic Help – Need Advice – Lease in the forum Legal & Accounting 14 years, 8 months ago

    Yes – ignore the 2-month notice; I was reading the wrong information.Has your family signed an agency agreement with the agent so the agent will look for a replacement tenant? If there is no signed agency agreement the agent is quite happy to take your money until the expiry of the lease.I don't believe they have signed anything but they were just…[Read more]

  • vucko84 replied to the topic Help – Need Advice – Lease in the forum Legal & Accounting 14 years, 8 months ago

    No argument here, of course; that's why these notices (from boths sides) exist isn't it?!?!Circumstances change for everyone – that's why I'm saying – yes; there should be penalty and accountability but also flexibility if something bad happes.We got a friend to help us look for a place as I was in Perth and parents woring 6-days in Melb sharing w…[Read more]

  • vucko84 replied to the topic Help – Need Advice – Lease in the forum Legal & Accounting 14 years, 8 months ago

    I'll start with by contacting VCAT and explaining the above.But at this stage we would rather pay a small amount rather then $1500/month.The leasing company just keeps saying nothing they can do and that "winter is a slow time for getting tenants"… terrible!

  • vucko84 replied to the topic Refinancing a Fixed Home Loan in the forum Finance 14 years, 12 months ago

    Wow I didn't know that, Terry?Where can I find out more about that? Or who can I speak to to confirm?Scenario 2: End of May it will no longer be an investment property. What are my options and better tactics then?Cheers

  • vucko84 replied to the topic Equity for 2nd IP in the forum Finance 15 years, 7 months ago

    My income should tripple by then if not more, I will be married so two incomes/security, and worst case scenario sell current property.

  • vucko84 replied to the topic Equity for 2nd IP in the forum Finance 15 years, 7 months ago

    Richard, e-mail sent. Cheers!

  • vucko84 replied to the topic Equity for 2nd IP in the forum Finance 15 years, 7 months ago

    Hi Maggie,Thanks for your reply.Can you please PM me your e-mail address and your details and I will contact you.Cheers.

  • vucko84 replied to the topic Perth Property in the forum Help Needed! 15 years, 7 months ago

    Located in Perth and own an apartment IP.Thinking about Melboune off-the-plan apartment IP next.PM for msn.

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