Richmond,

Thanks very much for your offer. I will send you the email ASAP as I hear from their legal department. I just spoke to their legal representative and he advises that legal proceedings will be suspended until he can investigate this matter until further. He is going to fax me this in writting.

Apparently this legal person has to look at…[Read more]

I thank you all for your replys. I certainly will keep u all posted. Cant do anything till monday. Been heavily stressed about this.

The worse thing i fear is they might put a record on my CRA just to piss me off if i take action which could be a major pain to remove i heard.

Worse thing tho is if they do my cra will be tarnished for no reason…[Read more]

Terryw,

Man. I tell ya. Trying to get a refund from the NII is like trying to milk a whale. Not impossible but they will make it as hard on you as possible.

I should tell you they once ‘accidentally’ took out money from my credit card without my consent, and it wasnt a small amount, about $3500, for a course i cancelled. I chucked the biggest…[Read more]

KT1000,

When I did the course you were able to choose between a’half course’ for $7400 or the full course for $15000′ And you know what the difference was. The DVD pack. In the $7400 course, you get EVERYTHING included in the full course but without the DVD for reference.

That would have meant that you actually pay $7600 for the DVD Pack and…[Read more]

Yeah I agree. Thought so.
I mean he seems so negative and cynical its just really exausting lisitng to him.

Thanks for your input. You all rock []

GMAN,

One thing I found most amusing is I dealt with 1 sales rep from PCG one month, a month later they call me up to tell me that my ‘Consultant’ has left the company and that a new person is looking after me. Initially I thought OK. But then 1 month has passed and I get another call and this ‘Consultant’ has left as well. So a new person is…[Read more]

GMAN007,

I also did the course but one thing I found really contradicting is HK was telling his students “Always do your market research, get an independant valuation before you buy and DO EVERYTHING YOURSELF” which is fair enough and quite right. No issues with that.

But then he starts promoting PCG. Come to an interview with the PCG sales…[Read more]

quote:
It’s all about rental yeild. If you buy a higher yield property your capacity will increase.

This will be addressed in my “unlimited finance” article – which I’m about half way through.

Cheers

Stu

Hi Stuart,

When can we expect to read about your article. Cant wait. []

Thanks

Vinh

Hi

Thanks for your replies. You guys are awesome.

I think this is a vey confusing topic. Something really funny happened to me which I thought you need to hear.

After the bank refused to give me 90% due to not enough savings history I rang up eCHOICE and spoke to some guy. He said that “all lenders will require you to have a savings history for…[Read more]

Wilandel,

Talk about dissapointing Bank Managers, I saw this guy at a major bank (I wont mention the name, u all know them), whose title was ‘Special Lending Manager’. I thought ‘This guy must have a property portfolio of over 1 million plus’. After talking to him about my properties I asked “Do u own any investment properties? He replied: Oh no…[Read more]

To Westan,

Hey dude I think thats fantastic. I currently only got 2 and I definitly wanting to go the same direction you have.

Could I ask how you settled 10 properties in 1 year. Did you set up joint ventures with Caveats?

You can contact me on vluu27@yahoo.com.au. [8D]
Thanks

Vinh

Hi Nick,

Great idea. Thanks shall do. Thanks for everyone that has contributed to this post []

Regards

Vinh

Stuart,

Is there a possibility I can get the list of valuers most of the banks use in the north eastern suburbs. In particular Bundoora. []

Thanks

Vinh

Hi Gary,

Thanks for your reply.

Currently thinking of using the NAB, CBA, Rams, Aussie Homeloans. I got pre-approval from the CBA but I think I can get a better deal somewhere else as I dont think I have exhausted all options yet.

I’m also thinking of using a Mortgage Broker so I’m still undecided which lender I will choose for…[Read more]

Otto,

Thanks for your reply. This is certainly possible. I dont have the entire facts but certainly will enquire more into it.

Regards

Vinh Luu

Michael & Kaye,

So you write up your letter of offer and give it to them? I never knew you can do that?

I always had to sign an offer ‘form’ provided by the agent to make a VALID offer.

I think I’m still too green []

Thanks again

Vinh

Michael & Kaye,

Thats a great strategy. I just want to ask you. I have been trying to buy a property for the past 4-5 months but I always get outbidded.

Just a question regarding putting in offers. How do I get a print of multiple offers?

And in order to get the contract of sale, a section 32, dont you need to make a formal offer 1st? In order…[Read more]

Thanks Michael & Kaye,

I also have tried those sites but they just give you an indication of how much the properties are through ‘lower median or upper median’ house prices.

I ‘m sort of looking for exact sales data in Vic.

http://www.homepriceguide.com.au is the best one I have found so far but they wont tell you private treaty sales.

Thanks for…[Read more]