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	<title>PropertyInvesting.com | vagirl2012 | Activity</title>
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				<title>vagirl2012 replied to the topic What would you do with an inheritance? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4997629-what-would-you-do-with-an-inheritance/#post-4997725</link>
				<pubDate>Wed, 17 Dec 2014 22:54:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Def get some advise from a financial planner / lawyer.  Paying off your PPOR would be the most sensible option IMHO but you really need to get some proper advice.  Good luck!</p>
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				<title>vagirl2012 replied to the topic I want to bid at an auction but I can&#039;t make it? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4995572-i-want-to-bid-at-an-auction-but-i-cant-make-it/#post-4995625</link>
				<pubDate>Tue, 14 Oct 2014 23:23:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep either a buyer&#8217;s agent or register to bid yourself via phone.  Most auctioneers will let you do either.</p>
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				<title>vagirl2012 replied to the topic What would getting rid of penalty reates for overtime really achieve?  in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4994813-what-would-getting-rid-of-penalty-reates-for-overtime-really-achieve/#post-4994923</link>
				<pubDate>Wed, 24 Sep 2014 04:54:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>TBH I&#8217;m probably in the &#8220;keep the penalty rates&#8221; camp, but I can certainly see the argument for abolishing.  The current rates are very high and simply out of the question for some smaller operators, who can&#8217;t afford to pay staff outside of &#8220;normal&#8221; operating hours.  However, people working these shifts need to receive some sort of compensation.&hellip;<span class="activity-read-more" id="activity-read-more-299058"><a href="https://www.propertyinvesting.com/topic/4994813-what-would-getting-rid-of-penalty-reates-for-overtime-really-achieve/#post-4994923" rel="nofollow">[Read more]</a></span></p>
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				<title>vagirl2012 replied to the topic Be VERY careful who you listen to for advice on structuring/tax. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4993377-be-very-careful-who-you-listen-to-for-advice-on-structuringtax/#post-4993418</link>
				<pubDate>Wed, 06 Aug 2014 08:37:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#8217;s just incredible.  How can a supposed finance &#8220;professional&#8221; give such ridiculous advice?</p>
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				<title>vagirl2012 replied to the topic New Motel Leasehold Owners in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4410440-new-motel-leasehold-owners/#post-4993136</link>
				<pubDate>Sun, 27 Jul 2014 23:18:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sounds like you&#8217;re living the dream guys!  Good work!</p>
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				<title>vagirl2012 replied to the topic Convert my garage in granny flat and build on top of the garage another  in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4992365-convert-my-garage-in-granny-flat-and-build-on-top-of-the-garage-another/#post-4992370</link>
				<pubDate>Tue, 01 Jul 2014 01:12:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Before you do anything else you should check with the council in your area to see if you are actually able to do this (ie if the zoning allows you to do this).</p>
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				<title>vagirl2012 replied to the topic Copyright of development plans in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4989975-copyright-of-development-plans/#post-4990375</link>
				<pubDate>Sun, 11 May 2014 23:58:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m sure TerryW would have a fairly good idea on this one.  You out there Terry?</p>
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				<title>vagirl2012 replied to the topic Caravan park investment in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4410094-caravan-park-investment/?view=all#post-4911584</link>
				<pubDate>Mon, 14 Apr 2014 00:22:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Holiday parks seem to be the holy grail of semi-retirement but def pay attention to what the other posters have said in regards to how much hands-on work is involved.</p>
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				<title>vagirl2012 replied to the topic Is my granny flat too small for two bedrooms? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410771-is-my-granny-flat-too-small-for-two-bedrooms/#post-4699669</link>
				<pubDate>Fri, 21 Mar 2014 03:01:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>2br would make is pretty cozy, but it would depend on the area as to whether you can get a 2 br renter.</p>
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				<title>vagirl2012 replied to the topic "We want your house" etc query in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4410784-we-want-your-house-etc-query/#post-4699747</link>
				<pubDate>Fri, 07 Mar 2014 01:25:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve always though they looked a bit dodgy, thanks for confirming it Qlds007!</p>
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				<title>vagirl2012 replied to the topic Help in accessing my equity in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410665-help-in-accessing-my-equity/#post-4699188</link>
				<pubDate>Sat, 08 Feb 2014 00:57:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Some great advise from some experts here!&nbsp; Thanks for sharing guys, you often save me from asking the same questions.</p>
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				<title>vagirl2012 replied to the topic Motel Investment in the forum Commercial Property</title>
				<link>https://www.propertyinvesting.com/topic/4396914-motel-investment/page/10/#post-4607474</link>
				<pubDate>Tue, 14 Jan 2014 06:34:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congrats crest!&nbsp; Now I know who to come to if I ever want to realise that long-held dream of mine of owning and running my own motel <img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";-)" title=";-)" class="bbcode_smiley" /></p>
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				<title>vagirl2012 replied to the topic Aircon replacement in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4410257-aircon-replacement/#post-4696222</link>
				<pubDate>Fri, 03 Jan 2014 03:17:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Split system is definitely the way to go.&nbsp; You are only obliged to provide heat and cooling, and this will do both, whilst potentially halving your maintenance costs as it&#039;s now only the one unit.</p>
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				<title>vagirl2012 replied to the topic Investing for the first time in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410480-investing-for-the-first-time/#post-4697867</link>
				<pubDate>Fri, 03 Jan 2014 03:12:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Welcome and good luck in your investing adventure!</p>
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				<title>vagirl2012 replied to the topic Bad property mananger ! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410383-bad-property-mananger/#post-4697091</link>
				<pubDate>Tue, 10 Dec 2013 06:22:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yep unfortunately it happens all the time.&nbsp; Best to find yourself a dedicated property manager as opposed to a real estate agent (which is what you&#039;re trying to do obviously).</p>
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				<title>vagirl2012 replied to the topic Is selling ppr the right idea at seperation? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4410302-is-selling-ppr-the-right-idea-at-seperation/#post-4696528</link>
				<pubDate>Fri, 22 Nov 2013 01:24:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, without a bit more info it&#039;s a bit hard to offer anything sorry.&nbsp; They all have their good points and bad points and it&#039;s really going to come down to what you want out the other end.</p>
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				<title>vagirl2012 replied to the topic Getting a loan whilst self employed in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410232-getting-a-loan-whilst-self-employed/#post-4696064</link>
				<pubDate>Thu, 07 Nov 2013 03:22:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with Jamie. &nbsp;You&#039;d be best to talk to a decent broker who should be able to help you out with some viable options.</p>
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				<title>vagirl2012 replied to the topic Purchasing a property that is in a lawsuit in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4409990-purchasing-a-property-that-is-in-a-lawsuit/#post-4694625</link>
				<pubDate>Thu, 10 Oct 2013 02:06:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sounds like you&#039;ve made the right decision to walk away. &nbsp;Plenty more fish in the sea as they say&#8230;</p>
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				<title>vagirl2012 replied to the topic Tamworth in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4410028-tamworth/#post-4694795</link>
				<pubDate>Thu, 19 Sep 2013 08:15:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good luck on your first IP purchase!</p>
<p>From what I know of the area, yes steer clear of Coledale and South Tamworth is your best bet. &nbsp;What sort of property are you looking at?</p>
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				<title>vagirl2012 replied to the topic Staying in my own Investment property: What are the pros and cons? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409917-staying-in-my-own-investment-property-what-are-the-pros-and-cons/#post-4694249</link>
				<pubDate>Mon, 26 Aug 2013 07:27:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah no tax deductions available if you live in it, but CGT down the track is an option.</p>
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				<title>vagirl2012 replied to the topic geting out of a property deal in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409683-geting-out-of-a-property-deal/#post-4693133</link>
				<pubDate>Tue, 16 Jul 2013 10:24:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Def see your lawyer as soon as possible. &nbsp;You will need someone to go through the contract with a fine tooth comb. &nbsp;Good luck.</p>
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				<title>vagirl2012 replied to the topic What do lenders regard as self employed in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4409575-what-do-lenders-regard-as-self-employed/#post-4692456</link>
				<pubDate>Wed, 19 Jun 2013 11:51:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Almost certainly self employed, but if you give more info it may be a bit easier to discuss.</p>
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				<title>vagirl2012 replied to the topic Harm in making an offer via email BEFORE an official offer? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409439-harm-in-making-an-offer-via-email-before-an-official-offer/#post-4691384</link>
				<pubDate>Thu, 06 Jun 2013 07:09:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Excuse the probably dumb question, but why isn&#039;t an email viewed as a written offer?</p>
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				<title>vagirl2012 replied to the topic Are you serious? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4409159-are-you-serious-2/#post-4689636</link>
				<pubDate>Fri, 10 May 2013 07:03:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pick me! &nbsp;Pick me!! &nbsp;I wanna&nbsp;million for free too!!!!</p>
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				<title>vagirl2012 replied to the topic My little girl :-) in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4409163-my-little-girl/#post-4689660</link>
				<pubDate>Mon, 15 Apr 2013 00:50:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Congratulations!&nbsp; You&#039;ll learn to function on 4 hours of broken sleep a night in no time <img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";-)" title=";-)" class="bbcode_smiley" /></p>
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				<title>vagirl2012 replied to the topic Real estate directors charged over marijuana crop. in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4408936-real-estate-directors-charged-over-marijuana-crop/#post-4688199</link>
				<pubDate>Tue, 19 Mar 2013 07:08:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>It&#039;s creative, I&#039;ll give it that.&nbsp; </p>
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				<title>vagirl2012 replied to the topic Negligent property manager in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4408800-negligent-property-manager/#post-4687069</link>
				<pubDate>Mon, 25 Feb 2013 06:14:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sounds like you&#039;ve got a pretty clear cut case against them for negligence as well as professional incompetence!&nbsp; Def see a solicitor &#8211; maybe one of those &quot;no fee if we lose&quot; places first and see what they say.</p>
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				<title>vagirl2012 replied to the topic Cold calling vendors? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408629-cold-calling-vendors/#post-4685673</link>
				<pubDate>Thu, 07 Feb 2013 06:31:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#8217;s great MosicLandscapes!  Always pays to take a bit of an educated risk sometimes!</p>
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				<title>vagirl2012 replied to the topic Big trouble in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408584-big-trouble/#post-4685271</link>
				<pubDate>Tue, 29 Jan 2013 06:55:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good luck Andy.&nbsp; Certainly not a nice position to be in but definitely just be open and frank with the builder &#8211; I&#039;m sure they want to settle just as much as you do.</p>
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				<title>vagirl2012 replied to the topic Roof Restoration in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4407519-roof-restoration-3/#post-4676732</link>
				<pubDate>Wed, 16 Jan 2013 22:21:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Probably best to go with someone who has previous experience. &nbsp;I don&#039;t necessarily think it has to be a &#039;roof restoration&#039; company as there are plenty of good tilers and painters who will be able to do just as good a job for less.</p>
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				<title>vagirl2012 replied to the topic Default Rental in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4408426-default-rental/#post-4683808</link>
				<pubDate>Fri, 11 Jan 2013 05:22:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Note to self MUST have landlord insurance <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>vagirl2012 replied to the topic Have you been naughty or nice in 2012? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4408290-have-you-been-naughty-or-nice-in-2012/#post-4682630</link>
				<pubDate>Tue, 18 Dec 2012 23:27:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dear Santa,</p>
<p>Please make 2013 a much better year for everyone. &nbsp;The last few years the world has learnt to be less Gordon Gecko and more Mother Teresa.</p>
<p>We have learnt our lessons, so please make the economy a bit stronger <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>Thanks&#8230;.</p>
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				<title>vagirl2012 replied to the topic RBA meeting Tom. What r they gonna do?? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408205-rba-meeting-tom-what-r-they-gonna-do/#post-4681956</link>
				<pubDate>Tue, 04 Dec 2012 03:41:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>YEAH! we got the rate cut, be interesting to see how much the big 4 pass on.</p>
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				<title>vagirl2012 replied to the topic Depreciation Schedule + Positive Cashflow Property??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4408093-depreciation-schedule-positive-cashflow-property/#post-4680959</link>
				<pubDate>Mon, 26 Nov 2012 23:19:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Todd Giles, good question. &nbsp;I would assume it is amortised but best to check with your accountant. Putting all you ducks in a row ALWAYS pays off <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>vagirl2012 replied to the topic Is this cheap or what? in the forum AussieKiwi, I would be</title>
				<link>https://www.propertyinvesting.com/topic/4408117-is-this-cheap-or-what/#post-4681158</link>
				<pubDate>Tue, 20 Nov 2012 05:53:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>AussieKiwi, I would be checking the rental occupancy as well. &nbsp;Uni&#039;s have long holiday breaks and I assume everyone &#039;goes home&#039; in that time&#8230;.just a thought.</p>
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				<title>vagirl2012 replied to the topic Saving tax through a trust in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4407963-saving-tax-through-a-trust/page/2/#post-4679938</link>
				<pubDate>Fri, 02 Nov 2012 07:19:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just wanting to put it out there&#8230;..&nbsp;<br />
In this forum there are some seriously smart people. &nbsp;It&#039;s like getting paid advice for free. &nbsp;Thanks I have learnt heaps&#8230;since not sure which way to jump&#8230;time will tell.</p>
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				<title>vagirl2012 replied to the topic Is it possible to get banned from a Real estate agency? in the forum Wow, this is really an</title>
				<link>https://www.propertyinvesting.com/topic/4407872-is-it-possible-to-get-banned-from-a-real-estate-agency/#post-4679284</link>
				<pubDate>Mon, 15 Oct 2012 08:44:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow, this is really an interesting thread&#8230;.an unbelievable story&#8230;..is customer service still alive?</p>
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				<title>vagirl2012 replied to the topic Advice regarding real estate investment? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406985-advice-regarding-real-estate-investment-3/#post-4672691</link>
				<pubDate>Fri, 28 Sep 2012 23:04:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve always looked for cheaper houses in good growth suburbs which we can, with little expense, smarten up&#8230;even add a 3rd bedroom under the existing roof (i.e. not requiring DAs etc)&#8230; and thus enable a slightly higher return on investment in relation to rent prices.&nbsp; It&#039;s worked for me&#8230;</p>
<p>Seriously though, do your research, because whatever&hellip;<span class="activity-read-more" id="activity-read-more-200624"><a href="https://www.propertyinvesting.com/topic/4406985-advice-regarding-real-estate-investment-3/#post-4672691" rel="nofollow">[Read more]</a></span></p>
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				<title>vagirl2012 replied to the topic Buying 2nd IP in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407330-buying-2nd-ip/#post-4675194</link>
				<pubDate>Thu, 06 Sep 2012 00:11:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome! Congrats on buying another investment property. You are on a roll !</p>
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				<title>vagirl2012 replied to the topic Tennants with pets in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407386-tennants-with-pets/#post-4675697</link>
				<pubDate>Thu, 06 Sep 2012 00:08:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>As a pet owner I think its awesome if you let the renter have a pet.</p>
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				<title>vagirl2012 replied to the topic If I were a millionaire.... in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4401254-if-i-were-a-millionaire/page/2/#post-4632193</link>
				<pubDate>Mon, 20 Aug 2012 21:36:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>If I were a millionaire I would travel the world!</p>
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				<title>vagirl2012 replied to the topic Whats happening in Queensland? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406506-whats-happening-in-queensland/#post-4669130</link>
				<pubDate>Sat, 05 May 2012 02:24:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, this is clearly &#039;crystal ball&#039; territory&#8230; so many have predicted and got it wrong lately&#8230; wondering will there be any changes given the recent election &#8211; plus interest rate cuts&#8230;?</p>
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				<title>vagirl2012 replied to the topic Will adding landscape to property make it worth more in the long run? in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4406495-will-adding-landscape-to-property-make-it-worth-more-in-the-long-run/#post-4669030</link>
				<pubDate>Sat, 05 May 2012 02:21:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Agree that landscaping is a low cost way to easily achieve more $$, whether seeking better rent return or higher sale price&#8230; Makes sense and doesn&#039;t mean you&#039;re overcapitalising!</p>
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				<title>vagirl2012 replied to the topic New to investing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406157-new-to-investing-8/#post-4665999</link>
				<pubDate>Sat, 31 Mar 2012 04:22:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi &#8211; the advice on here is great&#8230; so I reckon you&#039;re in the right place!  Definitely shop around because there are many great deals out there, but also many that are a bit on the nose!  Be interested to hear how you go!</p>
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				<title>vagirl2012 replied to the topic Urgent help / advise needed in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405869-urgent-help-advise-needed/#post-4663789</link>
				<pubDate>Sat, 18 Feb 2012 01:00:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Nath,I&#039;ve enjoyed reading this post &#8211; also look forward to hearing how you go on Sunday!Definitely a good idea to keep your hands in your pockets &#8211; but you&#039;ve got to check it out&#8230; you never know!</p>
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				<title>vagirl2012 replied to the topic Getting Educated before buying IP in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405653-getting-educated-before-buying-ip/#post-4662279</link>
				<pubDate>Sat, 21 Jan 2012 00:12:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>It&#039;s great that you&#039;re actively seeking info on what&#039;s out there&#8230; There is a lot but it&#039;s important to investigate all sources etc so that what you&#039;re getting is accurate&#8230;Happy learning! <img src="/wp-content/uploads/smileys/2thumbsup.gif?x75824" alt="" /></p>
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