PropertyInvesting.com | unlimited | Activity https://www.propertyinvesting.com/members/unlimited/activity/ Activity feed for unlimited. Fri, 17 Apr 2026 10:27:04 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b78c6d44b4369da8ecc7c7306db11303 unlimited replied to the topic Depreciation Table in the forum General Property https://www.propertyinvesting.com/topic/4409571-depreciation-table/#post-4692434 Thu, 24 Oct 2013 07:46:32 +0000 Anyone can advise how long the depreciation schedule will last?
I mean if I ask QS to check my property in Feb-14 (for FY 2013-2014), and my accountant is doing my 13/14 tax return in Apr-15.
Is this depreciation schedule report can still be used for my 13/14 tax return?
Thanks.

]]> f562486fe4f5b7457e06403ebc1b09cb unlimited replied to the topic Borrowing 20% deposit to avoid LMI in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409558-borrowing-20-deposit-to-avoid-lmi/#post-4692362 Mon, 17 Jun 2013 06:15:55 +0000 Jamie M wrote:

If they don't – there's plenty of other options out there.

Just do yourself a favour and work with someone that sets up these types of structures daily. An everyday branch banker is probably not going to understand what you're aiming to achieve.

Hi Jamie M,

Can you please advise about other types/structures for this, that…[Read more]

]]> 39855d0585430e49e1288fdbc529ce41 unlimited replied to the topic Borrowing 20% deposit to avoid LMI in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409558-borrowing-20-deposit-to-avoid-lmi/#post-4692358 Sun, 16 Jun 2013 12:23:55 +0000 Terryw wrote:
Don't mix personal and investment borrowings in the same loan. You will be able to apportion it easily enough to determine deductibility initially, but as you put more money in it will become a nightmare. Also any further deposits will be coming off the investment portion as well and this will result in more tax.

It seems to…[Read more]

]]> e7ac09e042c85eabe3a6a689011055d9 unlimited replied to the topic Borrowing 20% deposit to avoid LMI in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409558-borrowing-20-deposit-to-avoid-lmi/#post-4692357 Sun, 16 Jun 2013 12:22:26 +0000 Qlds007 wrote:

Building a property portfolio is more about the structure and set up rather than the bottom line interest rate.
This is the mistake many new investors make and they end up paying for it later.

I couldn't agree more with what you said.
That's way I always try to plan ahead before I even start.
Thanks.

]]> 5fe6e347fda369cce2dcfce72724f641 unlimited replied to the topic Borrowing 20% deposit to avoid LMI in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409558-borrowing-20-deposit-to-avoid-lmi/#post-4692354 Sun, 16 Jun 2013 11:31:19 +0000 Thanks Sure Harvest.
Your explain is very detail. I always like the detail. :)

Sure Harvest wrote:

b) your tax deduction is not the RATE (variable or fixed) but it is regarding the costs to hold the investment, eg the interest, depreciation etc. My understanding is the interest paid for the investment property is tax deductible, which is fine if…[Read more]

]]> 2cb67555b02af283d933582e4811ef93 unlimited replied to the topic Borrowing 20% deposit to avoid LMI in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409558-borrowing-20-deposit-to-avoid-lmi/#post-4692350 Sun, 16 Jun 2013 09:28:50 +0000 Qlds007 wrote:
Unlimited, just to clarify that the 150K LOC is a totally separate facility and not part of a redraw or mixed with your personal borrowings ?

Assuming this is the case then sure draw 20% + acqusition costs from the investment line of credit (personally i prefer equity loans as they are charged at cheaper interest rates) and then…[Read more]

]]> df05a5f64536a16b8455caf7a7cbab7b unlimited replied to the topic Investment Property - Stamp duty & tax implication in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409455-investment-property-stamp-duty-tax-implication/#post-4691506 Fri, 31 May 2013 10:21:04 +0000 Terryw wrote:
If it is in victoria you can transfer to a spouse without stamp duty. This will be a cgt event though. If you are looking to deduct interest then the transferee will need to buy if from you at full market value and borrow to do so. This can be done without or just nominal stamp duty in vic. Seek legal advice from a solicitor before…[Read more]

]]> fe88fdeb2694f3e63af2fbf3813848ef unlimited replied to the topic Investment Property - Stamp duty & tax implication in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4409455-investment-property-stamp-duty-tax-implication/#post-4691504 Fri, 31 May 2013 09:27:57 +0000 The property is in Victoria.

JacM wrote:
What are you trying to achieve by putting it in both names?

My honest answer will be to reduce the tax from capital gain when we sell it.

]]> 1bfa2cf39dc103da4fe8831541a316cf unlimited replied to the topic Property Management in the forum Help Needed! https://www.propertyinvesting.com/topic/4383593-property-management-5/#post-4537580 Mon, 26 Dec 2005 11:43:21 +0000 Thank you so much for all the response..

Now, what is gong to happen after 14 days after I (or my PM) sent the Notice to the tenant ? Do I need to send any-more notice, to ask the tenant to leave, and how long is the second notice ?? OR I don’t need to send more notice ?? Please advise me, since I am new in this kind of thing….

Once again, thank you…

]]> 5fdc9bfe0fbcde6f083cc8a852dcf826 unlimited replied to the topic Changing Name of the Property in the forum Help Needed! https://www.propertyinvesting.com/topic/4382058-changing-name-of-the-property/#post-4528602 Tue, 06 Sep 2005 01:28:44 +0000 We haven’t search the property, because I just wanna get a picture whether or not it is possible for me to help him. I am pretty sure he can put 20% deposit.

He has income (guaranteed). Is that possible to have both name (me&him) (or maybe a trust) on the title and use a Low-Doc Loan, and use my PPOR as security, so we don’t need paperwork ?? Any…[Read more]

]]> eaadda74475e4f0f0a6753d103f1fda1 unlimited replied to the topic Next Step After Owning My PPOR in the forum Help Needed! https://www.propertyinvesting.com/topic/4380460-next-step-after-owning-my-ppor/#post-4517882 Fri, 27 May 2005 01:08:05 +0000 Thank’s for the response.

I’ve still have several question regarding to the answer.

To Terryw:
Rates can be fixed on most low doc loans. The fixed rates can also be rather high on these.
Are you sure you cannot obtain a ‘normal’ loan? When factoring in rent from the new purchase, you may qualify.
Do you mean I can get the normal loan from the…[Read more]

]]> f4eb22fe46f2bd1f11ea07961fbaa9ce unlimited replied to the topic Investing in Melbourne (3000) Apartement in the forum No Subject https://www.propertyinvesting.com/topic/4380295-investing-in-melbourne-3000-apartement/#post-4516636 Thu, 19 May 2005 14:24:46 +0000 Why do we need a large deposit ?
Is that the same amount of money (deposit), that we’re going to spend, either in CBD or suburb ?

Anyway, thank;s for the comment.
[biggrin]

]]> 66bdd831bc47beb69ae007f4a3e72114 unlimited replied to the topic Investing in Melbourne (3000) Apartement in the forum No Subject https://www.propertyinvesting.com/topic/4380295-investing-in-melbourne-3000-apartement/#post-4516633 Tue, 17 May 2005 15:00:36 +0000 Does it mean good to invest in Melbourne CBD apartement ?

I realise the growth would be slow or even may be negative, but the rental return is very tempting.. [cigar]

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