Total Members: 158,199

uncivilized

  • uncivilized replied to the topic some help need / question for the brokers in the forum No Subject 17 years, 9 months ago

    Please, Please can anyone help me ?

  • uncivilized replied to the topic help – please mortgage brokers in the forum No Subject 19 years, 8 months ago

    kay

    I think we should also be entitled to the stamp duty exemption as well. Why shouldn’t property investors still be entitled to both grants, it not like we are double dipping, you can only claim the grants once.
    One day us property investors might also purchase a first home, its not like it is any easier for us, I saved extremely hard to…[Read more]

  • uncivilized replied to the topic help – please mortgage brokers in the forum Finance 19 years, 8 months ago

    kay

  • uncivilized replied to the topic help – please mortgage brokers in the forum Finance 19 years, 8 months ago

    Simon and Kay

    I did some research today nad as you said I am entitled to the FHOG , however sadly I not entitled to the stamp duty exemption as I have a IP. It seems a little unfair that if you purchase an IP first you are not entitled to stamp duty exemption.

    matthew

  • uncivilized replied to the topic help – please mortgage brokers in the forum No Subject 19 years, 8 months ago

    Kay

    I am certain I had read previous post by mortgage brokers on this foru, who advise we are still entitled to FHOG, even though we own a IP.I have attempted to look for the postings, however topic’s only go as far as june.

    Here is a section from Mortgage Hunter’s web site;
    Yes, you may be eligible for the First Home Owners Grant (FHOG) if you…[Read more]

  • uncivilized replied to the topic help – please mortgage brokers in the forum No Subject 19 years, 8 months ago

    kay henry

    I was pretty certain from previous advice and other posts on this forum that if you purchased an investment property but never lived in it you were still entitled to FHOG.

    matthew

  • uncivilized replied to the topic Any suggestions/advice greatly appreciated!!! in the forum No Subject 20 years ago

    Geronimo

    I not sure how the ATO will select which tax payers to audit / check.
    If I was having a guess, I would say they would do a search on tax payers that have a rental property ( this would show on their return under the rental schedule) and are self employed ( abn listed on their tax return) and have a taxable income that doesn’t reflect…[Read more]

  • uncivilized replied to the topic Any suggestions/advice greatly appreciated!!! in the forum Help Needed! 20 years ago

    melbear / Geronimo

    I work for a goverment department closely linked with the ATO and I can confirm that the ATO can certainly request a bank / lender to provide a clients loan application which must be complied with.

    In my position I can request any bank / lender or any other oganisation / company / person( the legalisation I work under gives me…[Read more]

  • uncivilized replied to the topic From 0 to 1 property in 4 months! in the forum General Property 20 years, 2 months ago

    gday jaapmeenchi

    I purchased my property for $127000 and renting it for $170 a week. Yes I know it is negatively geared, however as it was my first purchased ever I wanted to be totally comfortable with my purchase and my research on rocky leads me to believe there may be some capital growth in the area.
    My property is in Dalton street, park…[Read more]

  • uncivilized replied to the topic From 0 to 1 property in 4 months! in the forum General Property 20 years, 2 months ago

    Gday jaapmeenchi

    I also justed purchased my very first IP also in rocky. I was bloody nervous during the whole process as it was my first time.
    I have done a fair bit of research on rocky and it seems to have a fairly solid future.
    In regards to my property, settlement was last tuesday and I had tenants move in on thursday so I had no problems…[Read more]

  • uncivilized replied to the topic HECS + loans in the forum Finance 20 years, 2 months ago

    I justed purchased my first IP and I also have a large HECS debt, not once was I asked about my HECS by either my mortgage broker or the bank. I think the banks may just look at your after tax income.

    matthew

  • uncivilized replied to the topic loan to value in the forum General Property 20 years, 3 months ago

    Hello Simon

    I have justed purchased a property for $127000 with a 5% deposit using LMI. If my property was to increase in value to $140000-$150000 could I use the extra $13000 – 23000 equity, along with LMI to purchase another property ?
    Sorry if the question is silly, but I am a newie.

    thanks for your help
    Matt

  • uncivilized replied to the topic Buying frenzy in Rockie…… in the forum General Property 20 years, 4 months ago

    I have just had my offer for a property in rocky accepted. It is my first property purchase. My investment has a rental yield of between 6-7%, a little low, however I am happy . My property is not one of lower price ranged properties available in rocky, as I felt uncomfortable purchasing my first property at lower price range. It is more in the…[Read more]

  • uncivilized replied to the topic termites in the forum General Property 20 years, 4 months ago

    the property is in QLD and the owners have already taken spot treatment for remove the termites. The report recommends that treatment is not essential , however regular inspections are.

    matt

  • uncivilized replied to the topic building / pest inspection in the forum No Subject 20 years, 4 months ago

    Phil

    They have already purchased another property , so they need to settle as quickly as possible. When I put a offer to them they accepted based on a 2 week settlement, which was not possible for me. They have now agreed to extend settlement to 23/12/2003, which I fairly confident will be possible as long as nothing goes wrong.
    Your idea about…[Read more]

  • uncivilized replied to the topic building / pest inspection in the forum General Property 20 years, 4 months ago

    simon

    2 week settlement, impossible thats what I told the real estate agent.

    matt

  • uncivilized replied to the topic house to live, house to rent?? in the forum General Property 20 years, 4 months ago

    I just about to purchase my first property , and it will be a investment . The reason, I cannot afford to purchase a property in my area, prices have almost tripled over the last 5-6 years.
    So I have no choice but to purchase a investment property first, even if I save solidly for the next 3-5 years I would still have trouble purchasing a…[Read more]

  • uncivilized replied to the topic building / pest inspection in the forum No Subject 20 years, 4 months ago

    kay henry

    I think the reason the owners did a building / pest inspection is they want a quick settlement. The owners wanted a two week settlement, which for me was not possible .They have already agreed to fix a couple of things from the report.
    I am going to read the report, and make contact with who ever did the report to ensure they are…[Read more]

  • uncivilized replied to the topic negative gearing in the forum General Property 20 years, 4 months ago

    luckyphil

    the link is now working

    matt

  • uncivilized replied to the topic negative gearing in the forum General Property 20 years, 4 months ago

    call me matt. Not to sure why the link is not working, however the website is still up and running. You may need to copy and paste

    however nice to meet you luckyphil

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