hey richard, why the io loan and 100% offset? to get more cashflow?

NorwegianBlue wrote:
I've survived the following end-of-the-world scares; Nuclear Winter Global Cooling Mass Starvation Acid Rain Y2K SARS Global WarmingI expect to survive Climate Change and Peak Oil as well.

lol

and would i be too greedy if i hoped for a 90% LVR?

thanks for the response. yeah its for PPoR and IP in the future.  my plan was to buy an apartment in inner city and rent out a room and it'll be much more convenient for me to travel to uni. i dont know how true this is but it seems the general belief is sydney has recovered from its slump and ready for another rise. but i'll definitely do more…[Read more]

so does that mean if i take a 80% LVR loan then i have no access to the 20% i inititually put in? unless i get the property re evaluated later down the track?

and i second madproperty that criticising someone on their success is just low… rather do something productive and positive! true that the methods mentioned in steve's book might not work/work as well in today's property markets but its not the actual method step by step u want to copy, more or rather its the way of thinking and the foresight…[Read more]

hey all, just following on from mikeking's question on the benefits of trust, what about incorporating say using a Ltd. company structure, wouldn't that have more flexibility than the trust structure and at the same time giving you more control if ur the sole director?