PropertyInvesting.com | uforia | Activity https://www.propertyinvesting.com/members/uforia/activity/ Activity feed for uforia. Tue, 14 Apr 2026 22:59:17 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b5f932cbd19d967bcd5064dde234da7f uforia replied to the topic Options for finance in the forum Finance https://www.propertyinvesting.com/topic/4394857-options-for-finance-2/#post-4596281 Tue, 17 Feb 2009 23:49:16 +0000 Thanks, given loan was $400k now $375k and the house is potentially worth $440k now…is that equity of $65k? Or do banks generally value your house on the low side thus reducing this? Should I be trying to max out my equity for the 2nd loan to reduce LMI?

]]> eec70319dd5cfbe1a1916e9a4eccaad7 uforia replied to the topic Options for finance in the forum Finance https://www.propertyinvesting.com/topic/4394857-options-for-finance-2/#post-4596279 Tue, 17 Feb 2009 21:53:04 +0000 Just to clarify….$400k loan with $375k owing….house how worth $430k ($30k equity)

Want to get a 2nd loan $400k for IP.

What is the best way to go about this for tax etc? Do I refinance my home loan to get the equity out as deposit for 2nd loan? but this would need to be a separate loan to claim it on tax?

]]> 2538a2cb59ecc268031d7623f5e24bc9 uforia replied to the topic Average LMI? in the forum Finance https://www.propertyinvesting.com/topic/4379940-average-lmi/#post-4513718 Sun, 01 May 2005 01:39:46 +0000 This is my first property, and within Sydney….therefor def negatively geared :P

]]> 125d970ae28c40ab83c534bd1ff0b7cc uforia replied to the topic Average LMI? in the forum Finance https://www.propertyinvesting.com/topic/4379940-average-lmi/#post-4513716 Sat, 30 Apr 2005 02:47:29 +0000 Thanks guys, looks like i’ve been charged about 2.3%, which seems reasonable now….just got abit of a shock seeing $8800 at first … :)

]]> 53c335f4fed58b27952ad93fcfaa66b4 uforia replied to the topic Average LMI? in the forum Finance https://www.propertyinvesting.com/topic/4379940-average-lmi/#post-4513707 Thu, 28 Apr 2005 12:04:43 +0000 Rough figures? It does seem on the expensive side…with ANZ btw..

]]> 397c91f0236d84b50688b0df5ceb3f8e uforia replied to the topic Renting out a room? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4379920-renting-out-a-room/#post-4513631 Thu, 28 Apr 2005 11:11:10 +0000 If i rent out one room for additional one year then move in soley without renting out, and plan to stay there say 5 years. I would only need to pay CGT on the period it was rented out 100% and a small percentage for when i was renting out one room? Sorry about all the questions just trying to get my head around it all and make sure i’m not missing…[Read more]

]]> d322c782f2e65b60c8ff6b3fa27992d2 uforia replied to the topic Renting out a room? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4379920-renting-out-a-room/#post-4513629 Thu, 28 Apr 2005 10:36:12 +0000 When you guys talk about CGT exepmtion, what do u mean? Considering I will be renting out my place 100% initally for 10months and then move in planning to possibly rent out one room while I live there….

]]> 191205ddad73ab81362e8f231259faa6 uforia replied to the topic Renting out a room? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4379920-renting-out-a-room/#post-4513624 Wed, 27 Apr 2005 13:21:59 +0000 So if it’s a 2 bdr villa and 1 bdr is rented out, living/dining, kitchen and bathroom is shared…what would be the rough percentage i could claim on my interest repayment as a tax deduction?

]]> 038c71af9a3758f67b5bff069c79cd70 uforia replied to the topic Which Property Book? in the forum Heads Up! https://www.propertyinvesting.com/topic/4379380-which-property-book/#post-4510644 Mon, 28 Mar 2005 05:19:32 +0000 Thanks for the replies. I think I’m after more of a beginners overall guide to real estate then a money/investment strategy book right now….How is The Property Investor’s Handbook by Graham J. Airey?

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