2 beds rent alot easier as even single people like to have a spare room for stuff and guests to sleep in,….

when do you propose to pay the Capital gains tax,…..  If you lend against the property and spend the money on lifestyle, this loan does not become tax detuctable,… what do you propose to do with the $1.8m you take out on the 60% lend,…. If I had 3mil worth of property with no debt I would suggest that you Just live of the weekly rental p…[Read more]

Crazy Plan

I thought you had to be registerd for gst to claim it,..

Phorsha wrote:
At the end of the day I’m not living from one pay to another but these interest rates are of great concern and the fact that it looks like Labor are going to prevail in this years election is even more concerning!

Fix your rate if you are worried,….As I said earlier don't be afraid of your tenant moving out if you put the re…[Read more]

yarpos wrote:
maybe have a think about the long term value of having a good tenant. trying to gouge more rent aggressively will cause turnover and that usually costs you money.  Up to you of course,  but at a minimum you will need to honour the lease you have signed.congrats for getting in the game. 

Never be afraid to Increase the rent even if…[Read more]

Not really really happy where I am living,… but its freed up alot of cash for investing.I am currentlly living in a small one bedroom apartment tagged onto the back off my business in chatswood sydney, Myself and my partner moved in mainly because it is included with the lease of the shop front , so I have zero rent to pay, and the daily…[Read more]

Foundation,Does the 4% that the stock market has to drop before its back to the level that you sold out at include the dividends you have possible missed out on.

No you should not buy under your company name,

1. If you do any capital gain under a company structure  will not get the 50% capital gains tax discount as you would if you held it in a trust, or your own name.

2. any property that is held under the company name will have no protection if any other business held by that company go belly up and c…[Read more]

No you should not buy under your company name,1. If you do any capital gain under a company structure  will not get the 50% capital gains tax discount as you would if you held it in a trust, or your own name.2. any property that is held under the company name will have no protection if any other business held by that company go belly up and c…[Read more]

Tyler wrote:
So would now be a good time to buy?Tyler

Look around for some companies you are interested in, look at there trading history chart, price earnings ratio, dividend yeild etc, and if there price seems to have droped back some, and made there dividend yeild and p/e ratio look good, and you feel the company is in an industry that will…[Read more]

crashy wrote:
many say 5400, but we nearly got there today, so I think notnext is 4800, then 4200.if it gets to 4200 Im selling all houses & buying shares.

I am with you crashy, I am preparing to move alot of cash into the market, I have recently secured some good finance.there is alot of great companies out there, and you can't keep a good dog…[Read more]

What would be the return on cash invested in some of these sydney properties, on an 80% lend including as holding and buying costs, http://www.smh.com.au/news/national/prices-fall-but-no-joy-for-renters/2007/08/16/1186857596981.html?s_cid=rss_newsYes the article also said that rents are up, but this can be the same as share prices droping while…[Read more]

seank wrote:
Hi All, I sometimes goto sleep at night feeling like I want to puke just thinking what the market might do, and either if the market will bounce  back or I will lose more money on paper. On the other hand I can goto sleep at night and not worry about my property.

If it stress you that much, don't watch the share prices day to d…[Read more]

I would stick to your guns on this one, tell the tennant that you will only keep them on month to month if they pay the $380.00 if that is what the property is really worth, they are not going to want to move twice.But on that an Interest rate rise is not a valid reason to raise the rent, as investors interest rates is one of our risk factors and…[Read more]

I just Came accross this duplex advertised, http://www.cashflowcapital.com.au/index.php?action=listingview&listingID=13630

Probally best off building a duplex yourself,… they don't sit on the market long when the both dwellinga are for sale unless they are over priced, real estate agents know property investors love this types of properties and normally can sell them pretty quickly to some one on their hot list of buyers,

L.A Aussie wrote:
Tyson; we are getting off the track of what my post was about. My post was about the risk of property reducing to zero in the event of a crash, as shares can.

The point I am trying to get at marc is that your investment can reduce to zero and below zero, If you invest 10% deposit and your property drops in value by 10% then…[Read more]

G'day Marc,Yes in a down turn your property would still be worth something but your investment wont, The piont I was trying to get at is that when you invest in property,… say you use $20,000 of your own money or equity for a $200,000 house ,… after two years of neg cash flow, stamp duty on purchase if your property is still only worth…[Read more]

L.A Aussie wrote:
If you a buy a standard, well positioned, good quality average family house in an average established suburb, make sure it is properly insured, using a standard P&I, fixed rate or I.O loan, you will never wake up in the morning and find out it is worth zero.

I am sorry to disagree but you can, if you buy a property for…[Read more]