PropertyInvesting.com | Troy | Activity https://www.propertyinvesting.com/members/troyjp/activity/ Activity feed for Troy. Fri, 17 Apr 2026 15:12:08 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 a1ca46f1623f6c45d152ef970309d3b3 Troy replied to the topic In segment advice needed, $300k. in the forum Help Needed! https://www.propertyinvesting.com/topic/5003169-in-segment-advice-needed-300k/#post-5003171 Sun, 08 Mar 2015 00:58:41 +0000 No loans existing at all. We are both renting seperate properties too.

]]> 29b865f6e7019f854c9a78c0c59913c2 Troy started the topic In segment advice needed, $300k. in the forum Help Needed! https://www.propertyinvesting.com/topic/5003169-in-segment-advice-needed-300k/ Sun, 08 Mar 2015 00:08:21 +0000 Hello,

My partner has just received $300k in a property settlement and is looking to Invest it. She is currently unemployed so a loan to borrow property is out of the question, and I was made redundant last Friday so I’m no help either.

The options we have looked at so far are.

1. Leave it in a term deposit until she gets a job and can later…[Read more]

]]> d433cac8afcb2d5de9cecfe49dd6fe27 Troy replied to the topic Found an investment property what next? in the forum Help Needed! https://www.propertyinvesting.com/topic/5001274-found-an-investment-property-what-next/#post-5002151 Fri, 20 Feb 2015 09:22:04 +0000 I’m not saying I would do it, I’m just asking how do they determine what a partner is? To me if you were living with someone either married or in a defacto then that’s a partner. But they can’t consider a girlfriend that you don’t even live with as a partner? Or do they?

@ Brian..she only just got the money as her settlement, in fact it’s still…[Read more]

]]> 9386d399cea48312bfa9db6208de4584 Troy replied to the topic Found an investment property what next? in the forum Help Needed! https://www.propertyinvesting.com/topic/5001274-found-an-investment-property-what-next/#post-5002127 Fri, 20 Feb 2015 04:06:43 +0000 But we don’t live together. She’s just my girlfriend. We’ve actually broken up before for a few months. Hypothetically Say I was to break up with her then buy a PPOR using FHOG and then We get back together a few months later and she moves in? Surely a partner is defend as either living together or a defacto relationship?

]]> 9966cbf7913c121bc25cf3e80db706b0 Troy replied to the topic Found an investment property what next? in the forum Help Needed! https://www.propertyinvesting.com/topic/5001274-found-an-investment-property-what-next/#post-5001878 Wed, 18 Feb 2015 12:24:42 +0000 But if I brought the PPOR in my name how would they know she even exists. We’re not married or anything. Then a year down the track we would put her name on the title as well.

]]> fdb0b9c1a3a5eae075e575cc6ac4ec33 Troy replied to the topic Found an investment property what next? in the forum Help Needed! https://www.propertyinvesting.com/topic/5001274-found-an-investment-property-what-next/#post-5001278 Tue, 17 Feb 2015 09:55:18 +0000 Thank you both for the replies. As far as the loans go we dont need to borrow for this property. Originally we were looking at borrowing $100k and getting something around $400-$450k. And this is where it gets complicated……the settlement money is hers, But my partner cannot get a loan whilst unemployed and on Newstart, and she hasn’t found…[Read more]

]]> f1cfb6382fdf262b900063d069a88d2d Troy started the topic Found an investment property what next? in the forum Help Needed! https://www.propertyinvesting.com/topic/5001274-found-an-investment-property-what-next/ Tue, 17 Feb 2015 07:47:52 +0000 My partner and I have never purchased a home let alone an investment property. We currently have $350k and are looking at purchasing our first investment property. We have found a couple of properties and I have put them in a property analyser and looked up stats on realestate.com.au. The rental yield for the area was 5.1% and capital growth was…[Read more]

]]> 9de5fd7134d67f51f2495b834f57a1fc Troy started the topic Future estate in the forum Creative Investing https://www.propertyinvesting.com/topic/5001269-future-estate/ Tue, 17 Feb 2015 07:21:17 +0000 Anyone dealt with future estate. Futureestate.com.au and know what they are all about?

Not sure if they are worth investing with or not?

]]> f8c2ac92cec75798345aa5562a8ae636 Troy replied to the topic Co-signing a loan for my partners investment property. in the forum Finance https://www.propertyinvesting.com/topic/5000743-co-signing-a-loan-for-my-partners-investment-property/#post-5001107 Sat, 14 Feb 2015 23:47:19 +0000 So that would overwrite everything else such as family law etc?

]]> cfc8c4b16866889e2e567eacafa75569 Troy replied to the topic Co-signing a loan for my partners investment property. in the forum Finance https://www.propertyinvesting.com/topic/5000743-co-signing-a-loan-for-my-partners-investment-property/#post-5001102 Sat, 14 Feb 2015 21:05:53 +0000 What about contracts and pre-nups all that sort of thing? Surely they would protect us both?

]]> 4939f5c5597fa7ae061af26982090521 Troy replied to the topic Co-signing a loan for my partners investment property. in the forum Finance https://www.propertyinvesting.com/topic/5000743-co-signing-a-loan-for-my-partners-investment-property/#post-5001082 Sat, 14 Feb 2015 04:17:07 +0000 It’s not so much that I have doubts. Despite our problems we’ve been together almost 4.5 years and have always said we would get married and move in together. We can’t at the moment as she can’t move out of the area she’s in until her daughter finishes school.

We’re both keen to purchase an investment property together but we both just want to…[Read more]

]]> 5dff17bb958252cdc3ee2ca082c581d4 Troy started the topic Co-signing a loan for my partners investment property. in the forum Finance https://www.propertyinvesting.com/topic/5000743-co-signing-a-loan-for-my-partners-investment-property/ Wed, 11 Feb 2015 09:33:11 +0000 My partner has just recently received her settlement from her divorce and wants to buy an investment property. She needs to borrow around $150k but is currently unemployed so no one will finance her even though she wants to buy a CF+ property.

The mortgage brokers we’ve spoken to have said that if I go on the loan application as well she should…[Read more]

]]> 96e792b4eea6d0581415ee9619bd2012 Troy replied to the topic Borrowing for a CF+ IP when unemployed. in the forum General Property https://www.propertyinvesting.com/topic/4999866-borrowing-for-a-cf-ip-when-unemployed/#post-4999922 Tue, 03 Feb 2015 08:53:33 +0000 She gets newstart and child support which covers her living expenses, but why does her income need to cover the investment when the rental returns will more than cover them?

So what are her options then? I suppose to buy a property outright with what she has for her settlement without borrowing any money?

]]> e047107d2bb5ca6dc2642dce04c2db5c Troy replied to the topic Borrowing for a CF+ IP when unemployed. in the forum General Property https://www.propertyinvesting.com/topic/4999866-borrowing-for-a-cf-ip-when-unemployed/#post-4999872 Mon, 02 Feb 2015 09:02:11 +0000 So a couple of ways of going ahead from here
A) Buy a place outright that doesn’t need a loan
I’ve tried to convince her to do this. But she was convinced she should borrow and buy a better property.

B) Get a job / start a business to have income that can be used for loans
She’s been looking for and applying for jobs for the past 12 months now. D…[Read more]

]]> 71ac0b4dec3d8d031aec04f1b9b18446 Troy started the topic Borrowing for a CF+ IP when unemployed. in the forum General Property https://www.propertyinvesting.com/topic/4999866-borrowing-for-a-cf-ip-when-unemployed/ Mon, 02 Feb 2015 08:10:26 +0000 Hello,

My partner has just gone through settlement with her ex husband and is due around $350k. She would like to borrow around $100k to buy an investment property for around $430k which has a rental return of $1999.00 per month.

Using the bank loan calculators the repayments for this would be around $1300 per month which is well below the 80%…[Read more]

]]> c3c37730377f574a9dd8f60076a005d9 Troy became a registered member https://www.propertyinvesting.com/activity/p/306245/ Sun, 01 Feb 2015 09:25:41 +0000