Total Members: 158,085

toni89

  • toni89 replied to the topic Premium Finance in the forum Opinionated! 14 years, 10 months ago

    I remember the days of free flights to Queensland to meet with companys like this. I thought this practice had been banned. The  IP's were greatly overpriced, and the full day, high pressure sales pitches, by the end of the day, people were tired so signed !!  Can you believe it?A friend bought one and later found found he had paid about $2…[Read more]

  • toni89 replied to the topic Property Software in the forum General Property 14 years, 11 months ago

    I use Rental Workbook. Seems good. Some areas are a bit complicated but there is enough newsletters and tips to help out. I also find the service very good. I think its about $99 per year renewal but this is ok for me.

  • toni89 replied to the topic Renovating 4 houses a year= $100,000 profit in the forum Value Adding 14 years, 11 months ago

    I agree with RubberduckyAU  and crashy. But why dont you try one and see how it goes? The market will let you know if you are on the right track or if you need to change your strategy.

  • toni89 replied to the topic House or Location? in the forum Help Needed! 14 years, 11 months ago

    location, location, location…………………………always

  • toni89 replied to the topic MERRYLANDS NSW in the forum General Property 15 years, 2 months ago

    BTW, its Holroyd Council

  • toni89 replied to the topic MERRYLANDS NSW in the forum General Property 15 years, 2 months ago

    If you are thinking of building in Merrylands, use someone to draw your plans who regularly deals with this coucil. They are one of the most difficult councils to deal with. Just ask any large project home builder.

  • toni89 replied to the topic Whats your 2008 investment strategy? in the forum Opinionated! 15 years, 7 months ago

    Hi Wealth Accumulator Spot on !!!!!!Great advice to those that will listen.interest rates are killing us (but we will hang in) our share portfolio is down but I am buying as many blue chips as i can.cheersToni

  • toni89 replied to the topic Newbie Newbie – Advise on anything – please in the forum Help Needed! 17 years, 7 months ago

    Hi Rossco
    You need to educate yourself before going further. There are many great property investing books in the marketplace, just spend a bit of time in the bookshop. Spend your money on books and if you want, seminars to educate yourself. Keep reading and visiting sites like this. Ask the questions until you decide which strategy suits you…[Read more]

  • toni89 replied to the topic Accountants- I feel somewhat ripped off in the forum Legal & Accounting 17 years, 7 months ago

    If you think you are entitled to a refund or a better refund, why not lodge an amendment? But only do this if you are really sure you will get more back as it will cost you money.

    cheers
    Toni

  • toni89 replied to the topic What to do with $250,000 in the forum Help Needed! 17 years, 7 months ago

    well not exactly paid off but you get the picture

    cheers
    Toni

  • toni89 replied to the topic What to do with $250,000 in the forum Help Needed! 17 years, 7 months ago

    Hi
    I would put it all on my PPOR as there is no advantage in still paying this off.
    If this were me, I would then get a line of credit on my PPOR and, depending on your servicability, i would use this line of credit to purchase IP’s.
    For each IP I would use the line of credit for the deposit and closing costs and establish a separate new loan on…[Read more]

  • toni89 replied to the topic An article on attitude to debt. in the forum General Property 17 years, 11 months ago

    Hi Simon

    Just wanted to add my thanks for an excellent post.

    If I may offer a great book for this purpose also is “The richest man in Babylon”.

    A great read and gives the reader a lot to think about with our attitudes to debt, as does your article.

    I have done a lot of reading over the past couple of years and what is great is my attitud…[Read more]

  • toni89 replied to the topic SYDNEY MEETING GROUP in the forum No Subject 18 years, 1 month ago

    Hi all
    An informal gathering sounds good.
    We can do what you suggested and just put a few tables together Lawrence.
    29th is good.
    cheers
    Toni

  • toni89 replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing 18 years, 1 month ago

    Hello
    I guess that means no meeting in Jan.

    The address for those that are interested is
    Petersham RSL
    7a Regent st
    Petersham.

  • toni89 replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing 18 years, 2 months ago

    Hi all
    Sorry 22 Jan is booked.
    How about we try to make it say the last sunday of the month.
    Having said that, hows the 26th Feb?
    Then we can make it the last sunday of every month?
    how does that sound.
    Let me know your thoughts on this and in the meantime i will enquire about that date.
    Cheers
    Toni

  • toni89 replied to the topic SYDNEY MEETING GROUP in the forum Creative Investing 18 years, 2 months ago

    Hello all
    waiting on confirmation of 22nd Jan
    Will let you know
    cheers
    Toni

  • toni89 replied to the topic Have you used a debt collector for unpaid rent? in the forum General Property 18 years, 3 months ago

    Mat
    I totally agree with you. The PM does need to be on top of it. If he had, I would not be going through this now.
    I think mine cringes every time he hears my name at the moment due to the fact I am almost sitting on top of him over this.
    At the tribunal, the PM was left waiting for an hour while they heard the tenants sob story.
    Ah well

    cheers
    Toni

  • toni89 replied to the topic Have you used a debt collector for unpaid rent? in the forum General Property 18 years, 3 months ago

    So Toni, given your recent experience and the glaring example of your lack of ‘control’ that you actually have as a Registered Proprietor of a residential property in a Lease situation, what is your opinion of the ‘whole show’ as a way of making money…both growth and income ??

    Lack of ANY input whatsoever as to our situation is more to the…[Read more]

  • toni89 replied to the topic Have you used a debt collector for unpaid rent? in the forum General Property 18 years, 3 months ago

    They will do that if they cannot rent because they have been noted on TICA wont they?
    But i am thinking to get a debt collector so the money is paid sooner. Also I have had no end of unimaginable problems with this tenant.
    Toni

  • toni89 replied to the topic WELL WE DID IT AGAIN in the forum No Subject 18 years, 3 months ago

    Hello All
    Thought it was time to bring this to the front agin.
    As Len has reminded all who are on the list, the meeting is on again this Sunday at Petersham Rsl from 3pm.
    the address is 7A regent st Petersham. right near the railway and parking is fine.
    dont forget to bring your drivers licence to get into the club. Just ask for the Property…[Read more]

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