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	<title>PropertyInvesting.com | toddb | Activity</title>
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				<title>toddb replied to the topic Is credit being restricted? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4374726-is-credit-being-restricted/#post-4480948</link>
				<pubDate>Thu, 01 Jul 2004 15:50:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everyone,<br />
I have mortgages on 4x properties (3x IP and 1x owner occupied).  I have about $500k in total equity but my servicability is low because my wife and I have just gone to 1x wage while she is on maternity leave.  Any suggestions on how I could borrow for a CFP property?  Do any lenders take NZ IP income into account because the bank I&hellip;<span class="activity-read-more" id="activity-read-more-269303"><a href="https://www.propertyinvesting.com/topic/4374726-is-credit-being-restricted/#post-4480948" rel="nofollow">[Read more]</a></span></p>
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				<title>toddb replied to the topic Anyone bought 30 houses in last 12 months????? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4374442-anyone-bought-30-houses-in-last-12-months/#post-4479195</link>
				<pubDate>Wed, 30 Jun 2004 16:00:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>As many of you have stated, numbers aren&#8217;t everything.  I have purchased only 3x properties over the last 12 months but they are all new 4&#215;2 brick houses in QLD and one is being built as we speak.</p>
<p>I used existing equity and got the bank to lend me all of the money I needed (2x I.O. loan, + 1x construction loan).  I will only be paying about $40pw&hellip;<span class="activity-read-more" id="activity-read-more-121320"><a href="https://www.propertyinvesting.com/topic/4374442-anyone-bought-30-houses-in-last-12-months/#post-4479195" rel="nofollow">[Read more]</a></span></p>
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				<title>toddb replied to the topic ESC (Richmastery) ? in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4374277-esc-richmastery/#post-4477907</link>
				<pubDate>Wed, 30 Jun 2004 14:14:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Do not restrict yourself to &#8216;close to home&#8217; properties if you want to excell.  <b>Buy where the best deals are!!!</b>  Do your research.  Use Realestate.com, the residex report and Bureau of Statistics Information etc.  I have had great success using this method.  In the first two deals I went interstate and asked questions of locals (agents,&hellip;<span class="activity-read-more" id="activity-read-more-29471"><a href="https://www.propertyinvesting.com/topic/4374277-esc-richmastery/#post-4477907" rel="nofollow">[Read more]</a></span></p>
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				<title>toddb replied to the topic Good Rent Opportunities ????? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4374707-good-rent-opportunities/#post-4480877</link>
				<pubDate>Wed, 30 Jun 2004 12:49:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try Mt Isa, Kalgoorlie and Gladstone.  But do your homework on the location, condition and demand.</p>
<p>Good luck</p>
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