PropertyInvesting.com | tmcintosh | Activity https://www.propertyinvesting.com/members/tmcintosh/activity/ Activity feed for tmcintosh. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 3adf7f7aade11ee2c9acef423da2a1b0 tmcintosh replied to the topic Pre approval in the forum Finance https://www.propertyinvesting.com/topic/4378783-pre-approval/#post-4506936 Tue, 22 Feb 2005 14:01:52 +0000 Okay Terry thanks a lot.

Tony

]]> e95593096b71b6e37a033fd75a00d6d7 tmcintosh replied to the topic Pre approval in the forum Finance https://www.propertyinvesting.com/topic/4378783-pre-approval/#post-4506934 Tue, 22 Feb 2005 12:58:47 +0000 Understood, thanks everyone. One final question on finance being declined – if we sign the contract subject to finance, and finance is approved for us for 80% LVR but declined for the 90% LVR we want, does that qualify as finance being declined, ie. we can just walk away as Brahms mentions, or are we bound by the contract because it was approved…[Read more]

]]> 5371303378505f0a2d9d27b710018b61 tmcintosh replied to the topic Pre approval in the forum Finance https://www.propertyinvesting.com/topic/4378783-pre-approval/#post-4506931 Mon, 21 Feb 2005 16:09:58 +0000 Thanks Terry for the heads up – but I don’t get it – how can they pull out? I thought a formal pre-approval was (excuse my ignorance) legally binding in some way? What basis could they use to pull out, and is there anything I could ask for that would cover me? I’m becoming increasing more resentful of these people so I don’t want to pay the…[Read more]

]]> fb980f1d439fc096d0ba14052e505f63 tmcintosh replied to the topic Pre approval in the forum No Subject https://www.propertyinvesting.com/topic/4378783-pre-approval/#post-4506929 Mon, 21 Feb 2005 12:28:33 +0000 Thanks again guys. Stu – I have been back for more than 12 months, about 15 months now actually. Another thing I was thinking is if they don’t like the fact I didn’t put in a Aust tax return last fin.year, I can do so since I was in the country for 7 months of that fin.year – it will show all my non-taxable income from the UK and no tax taken or…[Read more]

]]> 4cbf4304c5a308d438281b97caefeedc tmcintosh replied to the topic Pre approval in the forum Finance https://www.propertyinvesting.com/topic/4378783-pre-approval/#post-4506926 Fri, 18 Feb 2005 17:51:17 +0000 Thanks a lot guys. Stu – regarding my being considered a non-resident, I talked to an accountant about this and he said that I can be considered either a resident or a non-resident, it depends which way I want to play it. I have a visa that allows me to work in the UK indefinitely if I want but I was born and raised here, so according to him my…[Read more]

]]> 25045dc1a572eb1e5bfca3c7ba667169 tmcintosh replied to the topic Finance for unconventional situation in the forum Finance https://www.propertyinvesting.com/topic/4377118-finance-for-unconventional-situation/#post-4496232 Thu, 25 Nov 2004 17:38:45 +0000 Okay thanks Stu, I understand now. I assume all this goes for normal residential property – what if I was to start looking at commercial property, storage sheds, parking lots, anything like that? Would anyone be likely to lend, even if it’s at 80% LVR? I think Bluestone said no to that.

Thanks,

Anthony

]]> 5e2f895410c34dd3e62a2519e8e02561 tmcintosh replied to the topic Finance for unconventional situation in the forum Finance https://www.propertyinvesting.com/topic/4377118-finance-for-unconventional-situation/#post-4496230 Wed, 24 Nov 2004 14:10:48 +0000 Hi Terry,

Thanks a lot for this, this is useful. A couple more questions arise now though, anything you could advise please would be great –

– is it possible to contact either (or both) of the mortgage insurers to lobby our case directly with them?

– if we have to go Low-Doc, who do you recommend, and what kind of interest rates are we talking…[Read more]

]]> bf0eca0e88239e21d99c68dc72b72883 tmcintosh replied to the topic New investor - HELP!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4376951-new-investor-help/#post-4495315 Fri, 12 Nov 2004 18:28:00 +0000 Yes these are indeed brilliant thoughts, this answers my questions. I will post the finance question under the finance heading and see how we go.

Thanks a lot,

Anthony

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