Not sure why you would want to sell your PPOR, unless you were wanting to move to a new one. If your PPOR is held in a trust, you may be able to save a bit of tax initially, but you will be up for Land Tax each year and will lose the CGT exemption status on the house.

HDT are not as good as they were once thought to be. But because you are self employed you could set up a Discretionary Trust and divert profits from the business trust to this trust to offset the losses.

I think you need to talk to a good accountant – one that understands Trusts (not many do).

Right above you last post?

Since you lived in the property, you may be able to claim it as your main residence for up to 6 years after renting it out, and have it CGT free during this time.

There are banks out there with no account keeping fees, even for business accounts – try Bankwest.

Not all lenders charge extra fees if there is a trust involved in a purchase.

There are generally no annual fees for a trust. You need to prepare a tax return, and the cost for this will vary depending on how complex you affairs are – but just remember, if you are not using a trust and buying in your own name your accountant will be charging you extra for this too.

Hi

I believe that DG and Nick both use Chris Batten's deeds.

And there are various requirements the ATO imposes on 'contractors' = alienation of personal services income. You must pass various tests to determine whether you are a business or the ATO will still class you as PAYE. Claiming a loss on an IP would still be possible as a wage earner.

I have a few loans going thru RAMS at the moment, and they are running a bit slow.

What you could do is to split the loan with a portion fixed and a portion as a LOC. Most banks should be able to accommodate this.

Trust assets are in the name of the trustee – the trustee is the legal owner. With a trust it is the beneficiaries who are the real owners. The beneficiaries are not able to be searched without seeing the trust deed. So if you want to hide ownership, you need someone else to be trustee with yourself the beneficiary, or one of the potential beneficiaries.

Having a company as trustee can help a little bit, but the company still needs to have an address and a director. All office holders also have to have their details on ASIC register which is public record. Still this may be worth pursuing as when someone is complemplating suing you, they will do land titles searches to attempt to see if you own any property. Not all people will do the extra check and see if you owns any company shares or have directorships and then search Land Titles records for these companies.

Sounds like an option. What would be the full stamp duty if you sold to a trust? Is it worth not using a trust to save this amount?