Also you don't really need a LOC, you could just have another separate loan for the new portion. make sure it is IO though. ANd, yes Westpac for have one too. If you are borrowing to invest, then the interest should be deductible on this borrowing. It doesn't matter what the security is.

I agree with Scott. Get a high a loan as possible and put all spare cash into a 100% offset. otherwise you will be borrowing money (redraw) again for the new main residence and this interest won't be deductible.

Generally around 8% of the rent as a management fee and probably 1 weeks rent when finding a tenant.

You can get loans overseas – usually from Australian banks with branches overseas. eg NAB Japan at around 2 to 3% interest. But you must be working in the country in which you take the loan out and earn money in the currency of the loan. If you leave the country you may have to repay the loan or renegoitate it.

See Ducksters post for St George's overseas currency loan etc.

I use bankwest – no monthly fees and high interest – but need two accounts – one transaction which you can deposit and withdraw from and then transfer the money from that to the high interest one via the net.

Have a look at the tenants union of victoria website, heaps of good info available there http://www.tuv.org.au

I think a testamentary trust can be setup after death. So, it may be possible – see http://www.taxlawyer.com.au

I generally believe you have to do your own research and work out which way you want to go and then start talking to various advisors. Learn as much as you can yourself – eg. look at discretionary trusts – get a rough idea how they work, benefits and disadvantages and costs – and then you will have an idea if you need one  -then see an advisor. If they advise something other than you expect ask them to justifiy it. At the same time consider other areas such as tax, and future loans etc

I agree you are going good. No need to break that not broken, but you could stream line things a bit to speed things up and/or set up more tax effective ways.

If you are suing a company in its own capacity or a trustee and you are worried about it having funds you can always seek a court order for security of costs. see s 1335(1) of the Corporations Act 2001
http://www.austlii.edu.au/au/legis/cth/consol_act/ca2001172/s1335.html

Hi

The trustee is the legal owner of property. So if you can indenfity the property (not just land) you may be able to find the trustee. If the trustee owns real property you can do a title search and find it that way. If the trust owns a business then the trading name will be the trustee or if they have a registered trading name you may be able to find the trustee's name on documents such as invoices etc. Once you find the name then you can do titles searches on the name and find if there are other properties etc.

A corporate trustee usually owns no assets of their own – just the assets of the trust on behalf of the beneficaries. If you are suing the trustee in capacity as trustee then you may be able to sue the new trustee as well as the old one, or in place of the old one. The trustee is usually indemnified out of the trusts assets so it is like you are suing the trust – but a trust is not a legal entity and cannot be sued directly so you need to go after the trustee.