I think you would be running a business and so would need a work visa.

ANZ just changed their policies, max 2 units per title now under resi

What you need is a property specialist lawyer. You are really just lending the buyer money so you will need a loan agreement. You will also need to take some sort of security for the loan such as a second mortgage and you will need a lawyer for this. Not sure what you mean by escrow. The contract will be suject to you offering vendor finance I assume and the finance will be supplied at settlement with reduced purchase price.

Well, you would need a formal loan agreement and stamp duty may be payable in your state. And, to make it an authentic transaction you need to pay the money over. Otherwise it may be a scheme to defeat creditors.

Say you have a property worth $100,000 with a loan of $30,000. That means you have $70,000 exposed if you are sued.

So what you do is gift $70,000 to your trust. Your trust then lends you $70,000 and it takes a second mortgage over your property as security.

I am not sure of the taxation implications. The trust should probably charge you interest to make the transaction commercial. This interest may be deductible depending on what you used the funds for. This would in effect shift income from your personal side to the trust side. The trust can then distribute the income to the lowest tax paying beneficiaries available to it.

This will acheive tax minimisation and asset protection without actually having the property owned by the trust, or incurring stamp duty/CGT by transferring it to the trust.

Yep, you would need one PPOR per couple – best in the name of the person with less risk.

Buying in your own name exposes your property to risk and to high rates of taxation and there is no flxibility at all.

$50,000 pa from 5 properties. That seems a reasonable plan.

say they were $200,000 properties. you would need around 10% deposit for the first one = $20,000. How would you save $20,000? Depending on your income you may save $200 pw over 100 weeks or $400 pw over 50. You may already have some saved, so it may be quicker. If you have FHOG it may be very soon.

Once you have that then keep saving. ideally in an offset account. Your first property (after its rented if FHOG) may be paying for itself, or very close. Get all the depreciation reports done and save tax while keep saving. At the end of the year you may get some tax back and this can go towards the deposit on the next. Keep trying to maximise your wages too. Do what you can to get high rents too.

After a while the growth will happen and your incomes will start to increase. Try not to increase your spending but keep on saving and ti will become easier and easier to get more property.

I agree MC

An options agreement is just a basic contract, nothing special. Solicitors do them all the time. But what you need is the technique or strategy on how to use options that is the hard part.

Your offer was accepted by the agent, but what about the seller? Also as GOM mentioned, acceptance doesn't occur until you sign and exchange.

I just had a client this week whose bank (starting with a H) said he couldn't even afford what he had now, let alone getting another 1. Took him to another bank and he is able to borrow another $600,000 on top of what he already has.