Got an offset account to save into instead of paying extra off the loan?

You might need to go fulltime if you want to borrow further.

First thing to do is to look at the land tax act and the definition of principal residence and see if you have a choice. You probably don’t. It will be a question of fact, not the ability to select. See if there is a definition – which will probably be the one which is the ‘main’ place with all of your belongings.

If there is a choice possible, you would want to choose the one with the highest land value, so you should find out what the land value of each is worth.

Don’t forget to consider the CGT aspects too.

Everyone would pay tax! (Restaurants would go out of business)

Actually not everyone – some will barter. Bartering might even make a bit of a come back.

Yesterday or the day before CBA network was down, but all you would have to do, as a consumer, is to use another card from another bank. It would be harder for shops and those taking money though.

You would need specific legal advice, as what is suitable for one person may not be suitable for another. What works in QLD property may be too costly for NSW property for example. structuring loans will depend on who the legal ownership, serviceability, security value, other assets, interest rates etc.

If you have any specific questions ask away, I specialise in structuring.

whats your question?

You would need a written lease with an inspection report and incorporate this into the contract of sale

see https://www.propertyinvesting.com/topic/5055830-title/#post-5055833

my wife just got a 0% interest loan… from a related trust.

You could be looking at less than 3.30% PI. it all depends.

http://classic.austlii.edu.au/au/legis/vic/consol_act/oca2006260/

Not correct.
But is correct if you choose to use the main residence exemption on the new one.