You would have to settle on the land first and then settle on another loan for the construction. This will be paid out in stages as the build progresses.

Check this with your broker.

Ha ha. Yes, I had a client come and see me because they signed a contract to purchase property in a SMSF trusteee name rather than the bare trustee name.

seen another client with multiple trusts all set up incorrectly and the family had structured things completely wrong, It would be costing them $100,000s I think.

There are 3 ways this could be taxed. It may end up being a combo. It could be treated as capital account unit a certain point and there after on income account. Seek professional addvice

 A trust is a separate entity for tax purposes. If the trust owns property and rents it out the rent must go to the trust. You or the trustee will have to read the trust deed carefully and then distribute the income to the relevant unit holders in accordance with the deed.

This is very complex area, did you get proper advice?

A trust does not exist as a legal person so it cannot buy property. A trust is just a relationship between the trustee and the beneficiaries. What happens is a trustee buys a property to be held on trust for the benefits of the beneficiaries.

Now to answer your question, if a trustee buys property and the individual gets the loan then from a tax point of view the trust will claim the interest and not the person.What you may be referring to is where a trustee of a unit trust purchases the property and the unit holder borrows to buy income producing units. Depending on a few things this allows the individual to claim the loss in their personal tax return. ie it indirectly allows negative gearing in a trust.

Depends on what you mean by structure/. Brokers can advise on the credit side and lawyers on the legal side – asset protection, taxation, succession issues etc.

Are you for real?

How long is your piece of string.

Do you really think regional property will be a good investment, even if positive cashflow?

Would be good – but has this 'goodness' been factored into what they are asking already?

watch out for aggregation of stamp duty – not stamp duty on each but on all 3 combined which will be much more.

True from the bank’s point of view, but depending on your situation you may be able to keep investment loans alive (and deductible) by refinancing these with other loans.