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	<title>PropertyInvesting.com | Terri | Activity</title>
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				<title>Terri replied to the topic Our dilemma and nearing retirement in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563455</link>
				<pubDate>Sun, 04 Mar 2007 23:39:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Dave &amp; Terry</p>
<p>Thanks for your replies.  We bought the Melb IP with the idea of eventually living in it &#8211; 3 bed unit in Bayside suburbs, nice place to retire to but now not sure we could live in a unit (beholden to Body Corp, close neighbours etc)  but probably just something we need to get our head around.  Syd is a unit as well but as we&#8217;re&hellip;<span class="activity-read-more" id="activity-read-more-55758"><a href="https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563455" rel="nofollow">[Read more]</a></span></p>
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				<title>Terri replied to the topic Our dilemma and nearing retirement in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563452</link>
				<pubDate>Fri, 02 Mar 2007 07:22:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Marc &#8211; yes we&#8217;ve considered all of your options (apart from the casino of course!) and you are quite right about not wanting to take on non deductible debt at this stage.</p>
<p>Thanks everyone for your comments</p>
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				<title>Terri replied to the topic Our dilemma and nearing retirement in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563449</link>
				<pubDate>Fri, 02 Mar 2007 00:02:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi</p>
<p>IP Melb $580k, owe 300k, rent $340 p/w &#8211; IO loan<br />
IP Syd $420k, owe 100k, rent $335 p/w &#8211; P&amp;I loan<br />
PPOR $???k, owe ???k, rent $260/wk &#8211; we don&#8217;t own a PPOR, we are currently renting a house for $260 p/w.</p>
<p>My gut feeling is that we should continue along these lines (hang on to IPs and continue renting ourselves) and re-assess the situation when&hellip;<span class="activity-read-more" id="activity-read-more-55753"><a href="https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563449" rel="nofollow">[Read more]</a></span></p>
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				<title>Terri replied to the topic Our dilemma and nearing retirement in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4388697-our-dilemma-and-nearing-retirement/#post-4563447</link>
				<pubDate>Thu, 01 Mar 2007 22:49:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terry</p>
<p>Thanks for your reply.  No, we have never lived in either IPs.  I understand that if we did chose to move into one of them at retirement, that the CGT liability continues to accrue whilst it is our PPOR.</p>
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