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	<title>PropertyInvesting.com | Sydney Sider | Activity</title>
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				<title>Sydney Sider replied to the topic ANZ Money Saver vs Simplicity Plus + Offset accounts! in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4394609-anz-money-saver-vs-simplicity-plus-offset-accounts/#post-4595030</link>
				<pubDate>Fri, 31 Oct 2008 03:41:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>The Breakfree package is PERFECT for those reasons alone&#8230; but don&#039;t you need a credit card with ANZ (something I don&#039;t want) before you can get the Breakfree Package. And isn&#039;t there a large annual fee to have this package as well?</p>
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				<title>Sydney Sider replied to the topic First Home Owner Grant - eligible? + Getting another loan - good idea? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394471-first-home-owner-grant-eligible-getting-another-loan-good-idea/#post-4594390</link>
				<pubDate>Fri, 17 Oct 2008 11:32:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>That is some fantastic advice. Thank you very much! Opening the offset account and waiting a little while until there&#039;s enough $ in there before getting the 2nd loan sounds like the solution! So if I currently have a minimum monthly repayment for my investment loan of $2,000, does this amount still go directly into the loan or can I choose to ha&hellip;<span class="activity-read-more" id="activity-read-more-150437"><a href="https://www.propertyinvesting.com/topic/4394471-first-home-owner-grant-eligible-getting-another-loan-good-idea/#post-4594390" rel="nofollow">[Read more]</a></span></p>
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				<title>Sydney Sider replied to the topic First Home Owner Grant - eligible? + Getting another loan - good idea? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394471-first-home-owner-grant-eligible-getting-another-loan-good-idea/#post-4594388</link>
				<pubDate>Fri, 17 Oct 2008 03:12:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s some great advice&#8230;something I&#039;d never even considered. However, if I don&#039;t make any extra payments into the loan, then the interest amount will remain high (which is great for the offset account) but then it also means that my minimum monthly mortgage payment wouldn&#039;t reduce the loan by much since most of it would be eaten up by the&hellip;<span class="activity-read-more" id="activity-read-more-150435"><a href="https://www.propertyinvesting.com/topic/4394471-first-home-owner-grant-eligible-getting-another-loan-good-idea/#post-4594388" rel="nofollow">[Read more]</a></span></p>
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