[SweetMember@sweetJoin Date: 2006Post Count: 63]

November 2, 2008 - 6:40 am

Hey southeastoz,

Im coming to the end of my third year of Bcom/LLB and am in the same mind-place ur in. Congrats on getting the deposit sorted out. But i rekn being a student and being this age, we only gonna have it this good for a few more years so y not get the travel bug? Im goin on a 3 month trip with some mates next year … cos like one of the guys said above we r going to b working ridiculous hours to make a few extra bucks than those who didnt even commence a degree, so why not enjoy being young while we can!!

Also an MBA at Harvard is pretty extreme to get into … the Melb uni MBA is one of the best in the world and a lot less pricey, plus u wudnt have to drag your gf along to all the dweebs at Harvard

Def a good option to get p/t work during your degree in the legal environment to set u up for getting articles or whatever u plan to do after. But id say hold ur dough until ur settled with that killer job and dont have to worry about a vacant IP

Regards

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 14, 2007 - 5:46 am

so with all this talk about shares etc is there a site that is as great as this one that has forums about share investing? There must be a few

Peach.

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 9, 2007 - 5:02 am

So Ive contacted a broker from ANZ and he said it did not matter that I had a HELP debt currently at about $20k …. I want to buy my first IP with another mate who is in the same position. However I am not sure if this is the right way to go as my HELP debt is increasing by the year as long as I keep going to uni every day. Are there any financial advisers out there who could give me some advice?

Thanx heaps

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 7, 2007 - 12:15 am

Nah commerce/law and it goes for 5.5 years at about $20K a year! Im starting to wonder if I should defer soon to have a much smaller debt to buy my first IP. Ive never had a credit card in my life so this HECS debt is my only concern?

[SweetMember@sweetJoin Date: 2006Post Count: 63]

December 28, 2006 - 6:35 am

Hey

Im in the same position I have worked in casual employment for 10 months but plan to work in same job for another 4 years, are my chances good? Also whats a low doc? Cheers

[SweetMember@sweetJoin Date: 2006Post Count: 63]

December 28, 2006 - 6:31 am

Thanks Steve and Mike … Hopefully i will get lucky and find a meeting nearby

[SweetMember@sweetJoin Date: 2006Post Count: 63]

December 26, 2006 - 4:39 am

Hey thats a pretty wide question but definetly look for under that price range to start.

Refer to richief’s questions but my two cents worth is that ive heard any unit or apartment will have large gains only if it is in a 4 or less apartment complex as there is opportunity for capital gains down the track.

Then again, Im a beginner like you and looking to get my first deal done by beginning 2008!

Good luck

[SweetMember@sweetJoin Date: 2006Post Count: 63]

November 5, 2006 - 11:39 am

ah ye cool i knew ip but now i got ppor, cheers mate

[SweetMember@sweetJoin Date: 2006Post Count: 63]

November 1, 2006 - 11:24 am

also to any of the melbourne lads, if u wanna discuss any techniques for +ve CF then gimme a buzz over the email! pce

[SweetMember@sweetJoin Date: 2006Post Count: 63]

November 1, 2006 - 11:19 am

Hey hey,

im 19 and my time is consumed by uni but now i have 4 months to save up for my first deposit.. just a quik quekkie (im gonna sound so stupid) for destined for millions,

what is a ppor?

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 25, 2006 - 3:28 am

also u can access fee help which is basically the same as hecs in that u put off paying the full amount till later in the degree

Furthermore, a fee place is not as bad is made out. In both hecs and fee places ur paying exactly the same amount. Just with a fee-place u choose wen to pay. Also in a fee place u r not stuck with a massive bill to pay back in your first year of work, but u keep everything u earn as ur education was payed for beforehand.

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 25, 2006 - 3:22 am

this is becoming a really good thread!

draconis is response to uni scores, i got a low 99 for VCE which is in melbourne and i got in to commerce/law at monash uni, i think the lowest score was 98.5 or something…in terms of commerce only i think it was 92.5 but i dont know the equivalent UAI score, go to vtac.edu.au and it will give u the low down or else talk to your careers advisor

yeh it looks as though investing in property thru uni would b hard as we have no full time job, so i rekn it is perfect for trying to learn as much as possible and then wen we finally get our salaries we can start playing the game!

cheers

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 25, 2006 - 3:21 am

this is becoming a really good thread! draconis is response to uni scores, i got a low 99 for VCE which is in melbourne and i got in to commerce/law, i think the lowest score was 98.5 or something…in terms of commerce only i think it was 92.5 but i dont know the equivalent UAI score, go to vtac.edu.au and it will give u the low down or else talk to your careers advisor….yeh it looks as though investing in property thru uni would b hard as we have no full time job, so i rekn it is perfect for trying to learn as much as possible and then wen we finally get our salaries we can start playing the game! cheers

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 19, 2006 - 12:03 pm

Hey im a beginner like u, im in first year at uni doing a law/commerce degree (commerce is driving me insane, but thats another subject!)

Well what ive gathered over reading a lot of posts on this forum and countless books along with a few seminars, is its usual for a deposit to be about 10% but then theres all the other costs needed to get you going (tax, maintenance, starting costs, etc.) That will probably inflate the deposit by a few more thousand.

Make sure you educate yourself fully before jumping in the deep end. Surround yourself with people whove done it and keep reading as much as possible! But get some more info from the guys on here, their info is invaluable. Peace

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 19, 2006 - 12:02 pm

Hey im a beginner like u, im in first year at uni doing a law/commerce degree (commerce is driving me insane, but thats another subject!)

Well what ive gathered over reading a lot of posts on this forum and countless books along with a few seminars, is its usual for a deposit to be about 10% but then theres all the other costs needed to get you going (tax, maintenance, starting costs, etc.) That will probably inflate the deposit by a few more thousand.

Make sure you educate yourself fully before jumping in the deep end. Surround yourself with people whove done it and keep reading as much as possible! But get some more info from the guys on here, their info is invaluable. Peace

[SweetMember@sweetJoin Date: 2006Post Count: 63]

August 7, 2006 - 11:11 pm

100% interested…im 19 read a fair amount of books and want to learn more!

[SweetMember@sweetJoin Date: 2006Post Count: 63]

June 24, 2006 - 7:07 am

terry, mark and nigel that makes sense, i think i should look elsewhere, many thanks!

[SweetMember@sweetJoin Date: 2006Post Count: 63]

June 22, 2006 - 5:53 am

thanks a lot guys! thats the first time one of my posts has had differing points of view, cheers!

[SweetMember@sweetJoin Date: 2006Post Count: 63]

June 21, 2006 - 6:32 am

Well i sort of just saw it as an easier way into investing, in that it is quite cheap to start…but i also figured that most properties these days return 6%, unless i go out and find problems to solve (Steves method) which would take a lot of time of which i dont have at this stage…i did some basic calculations and came to the figure that id b earning around $35 a week off this deal, which is ok to start?

[SweetMember@sweetJoin Date: 2006Post Count: 63]

April 20, 2006 - 7:25 am

hey jaclift,

im in the same predicament….i study full time, work a dead end job, and keep the heavy social life going which doesnt leave much time to focus on property investing and checking out properties. I think at this stage i need a partner to achieve my IP goals, what u rekn?