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	<title>PropertyInvesting.com | stephen@longwater | Activity</title>
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				<title>stephen@longwater replied to the topic financing off the plan purchase in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4400625-financing-off-the-plan-purchase/#post-4628399</link>
				<pubDate>Wed, 21 Jul 2010 02:47:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>My experience is that the lender will fund on the basis for the lesser of the 2; contract or val. That has been in policy for sometime, but havent come across any scemarios of that sort for a while so not clear where policy is today.</p>
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				<title>stephen@longwater replied to the topic Finance structure in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4400626-finance-structure-2/#post-4628407</link>
				<pubDate>Wed, 21 Jul 2010 02:45:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>95% Is the pretty much the max lend on a residential ppty in mainstream lending channels. Be mindful that a 95% lend is a lot harder to get these days than in previous years. A 90% lend is a better LVR as it opens up the spectrum of loan products across all lenders so if you can get in there it will be a better all round result for you. There are&hellip;<span class="activity-read-more" id="activity-read-more-276118"><a href="https://www.propertyinvesting.com/topic/4400626-finance-structure-2/#post-4628407" rel="nofollow">[Read more]</a></span></p>
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				<title>stephen@longwater replied to the topic Are Destiny Financial Services the real deal? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400591-are-destiny-financial-services-the-real-deal/#post-4628243</link>
				<pubDate>Mon, 19 Jul 2010 07:06:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Lisa,You have received some very good feedback that I hope will assist you in your portfolio development. The progam that Destiny run is for all intents and purpose a pretty good one and Margaret Lomas is by far an away my biggest influence as a personal investor and professional broker. I have been involved in property as a personal investor&hellip;<span class="activity-read-more" id="activity-read-more-84174"><a href="https://www.propertyinvesting.com/topic/4400591-are-destiny-financial-services-the-real-deal/#post-4628243" rel="nofollow">[Read more]</a></span></p>
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