On the basis that the LOC non dedcutible debt is not drawn at all get your lender to link a 100% offset account to the IO loan and have all of the rents and your salary going into this account.Hi again this is interesting i was under the impression that the rents had to go to the account that is used to pay the loans etc.Currently this is from the…[Read more]

Hi Qlds007….great name that it took a while but if twigged…lolIs the loan P & I / O, fixed or variable and with whom. ?The loan i have is an I/O loan and is variable at this stage.  I have a relatively small mortgage.  House Val $380,000 loan $85,000Can rent at approx $320 a week Will you buying a new PPOR in the near future or renting for a w…[Read more]

HiThanks for the replies.I wasn't sure what information would be required.  Qlds007 what info would help for a more informed response.cheersSG

I would tread very cautiously in this type of enviroment.  The uncertainty seen has not been experienced by many.  There is bad news after bad news from the United states .  A few years ago RTs suggestion  would've been appropriate.I would at this time take a conservative approach no LMI.I stand to be corrected by thats my view.CheersSG

Why is commonsense knowledge always have a cost attached to it. If you go around and notice people renovating stop by and have a chat the information they impart is amazing and at NO CHARGE.Its just another way of making money, thats all, these people get a taste via there own investments then milk it.If you feel you need to pay to get the…[Read more]

Hi allI am considering getting into the mining area.  I would like to know what qualifications or licences are needed to get a job driving those dump trucks.CheersSG

Hi ChrisThanks for that and well done to bring that together from various sources.CheersSG

Hi Chris WhiteMay i ask where you sourced that information….CheersSG

Thanks Amanda appreciate your repliescheersSG

Hi v8ghiaCould you elaborate on this:The way to do it to decrease your payments AND rate and save $$$ is to consolidate a car debt (or similar) into the homeloan as a split, with the new split loan term at four or five years (not 25 or 30) as the case may be, at the homeloan rate, CheersSG

Hi AmandaJust a question:If one buys property with land  say 800m2.  Lets say its on a corner and the house is in a position where it is easy to subdivide it in half.Is all of the above the process to have to go through, for just one diviision of land.  CheersSG

Hi AmandaJust a question:If one buys property with land  say 800m2.  Lets say its on a corner and the house is in a position where it is easy to subdivide it in half.Is all of the above the process to have to go through, for just one diviision of land.  CheersSG

Hi Steve

Have bought the book via internet and should get it Monday in the mail.

I envisage it will be a great read.

All the best
SG

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways Beer in one hand – Pizza in the other, body thoroughly used…[Read more]

HI all

Interesting this asbestos topic as i have thought about all those positive cashflow properties that are x housing commission etc.

If one purchased these could the tenants have a claim on you if they get sick and indicate it is due to the asbestos.

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely…[Read more]

HI all

Interesting this asbestos topic as i have thought about all those positive cashflow properties that are x housing commission etc.

If one purchased these could the tenants have a claim on you if they get sick and indicate it is due to the asbestos.

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely…[Read more]

Dr.X
Is there much in the way of lease options in SA. Is there a publication or site that has these offers or does one have to sift them out via contact etc.

Could you explain how vendor finance works in SA.

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but…[Read more]

Thankyou for your reply

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways Beer in one hand – Pizza in the other, body thoroughly used up, totally worn out, and screaming WOO HOO!”

Hi all

Just thought i would update you. I had a person from the comany come and see me. He took a walk around etc and indicated he would write a report to his boss etc.

He said this was common and not something extraordinary with the dryness at the moment and with the type of reactive soil etc.

He stated the company really didn’t have to do…[Read more]

Thanks John

I understand what you are saying. Is this sort of thing covered under most policies.

What terminology would be used.

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways Beer in one hand – Pizza in the other, body…[Read more]

Hi

Something that also came to mind there is definitely a gap that wasn’t there before at the side of the house from where the pavers joined at the bottom of the side wall.

Cheers
SG

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways Beer in…[Read more]