https://www.propertyinvesting.com/members/st-george-dragon/activity/ Activity feed for St George Dragon. Wed, 15 Apr 2026 04:37:30 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 f9f00f92550db4871d5b001d6af4bf05 https://www.propertyinvesting.com/topic/4396605-ing-mortgage-simplifier-as-a-line-of-credit/#post-4605883 Wed, 01 Jul 2009 02:26:30 +0000 You could do this, however, the simplifier will have a set term for IO ( say 5 years ) – check with ING to be sure.After 5 years, your repayments will revert to P&I , so even if you have nothing owing, you will need to make a repayment.Check redraw fees for taking money in and out. If I recall, it is free, but best to check before you do it.

]]> 4f871669077b3ba38e696162fe64c6d3 https://www.propertyinvesting.com/topic/4396587-line-of-credit-15/#post-4605819 Wed, 01 Jul 2009 00:30:02 +0000 May i suggest you keep a separate split for each investment property purchase, this way , you can apportion the deductible debt to the correct property that you purchase.

]]> 3e9b418946cee2d48989f0077ea76f93 https://www.propertyinvesting.com/topic/4396588-first-home-buyer-looking-for-the-best-finance-options/#post-4605824 Wed, 01 Jul 2009 00:28:09 +0000 Good morning.Product choice is generally a trade-off between features and rate.Basic loans start at approx 5% , but offer limited features. You can have interest only and redraw to funds, but generally no cheque books, offset accounts or oher features.Professional packages are for clients who want to save money on the loan interest rate and other…[Read more]

]]> 9bfe5040b802d7dc57b185c1ad6e5b58 https://www.propertyinvesting.com/topic/4396580-10-deposit-interest-deductible/#post-4605761 Wed, 01 Jul 2009 00:12:21 +0000 Agree, a split is the best way to do this. It apportions the use of the debt and your accountant will thank you for it.

]]> 08bb5479acbfe466619284c330fad7c4 https://www.propertyinvesting.com/topic/4396601-help-with-refinancing/#post-4605866 Wed, 01 Jul 2009 00:10:34 +0000 Doggity, you are on the right track already.The product choice should be determined by how you will use the account.If you want the flexibility to pay in lump sums and draw funds as required, go for the LOC. The cost for this convenience is a slightly higher rate.If you want a lower rate, choose a more basic loan. ( or one of each ). Most basic…[Read more]

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