https://www.propertyinvesting.com/members/smits03kirstie/activity/ Activity feed for kirstie. Wed, 15 Apr 2026 08:27:14 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 5965d7d3a734fb7ee19fb781b09e2f8f https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/#post-4998148 Tue, 06 Jan 2015 05:57:50 +0000 My partner works also so it would be a combined wage of $140k approx. Do you have a link on that so I can take a Look?

]]> 5fb8febacb3f55adb605914ff6e6e56f https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/#post-4998141 Tue, 06 Jan 2015 01:08:52 +0000 Awesome thanks for that. That makes sense. How do people get the money to pay 10+ property rates etc if it’s negatively geared?

]]> 17a35ba9201b264022c505bebc1b2ac1 https://www.propertyinvesting.com/topic/4998095-starting-out-29/page/2/#post-4998133 Mon, 05 Jan 2015 22:14:28 +0000 Thank you so much Il follow up with her as well. Any advice helps I want to get it right the first time around and know what I’m doing.

]]> 4cea177120aa3dfef0c479e5347c9d3c https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/#post-4998132 Mon, 05 Jan 2015 22:13:12 +0000 Ok great. I’m assuming/expecting not to make any money from the IP unless we sold it or owned it outright while its being rented. Is that normally how it works? We just want to be set up for the future it doesn’t bother us if we arnt making a cash flow. Ive ordered a few books to read up about all this stuff too!

]]> 5e0bd6bcbf25fe943de5a49fee69001a https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/#post-4998127 Mon, 05 Jan 2015 21:30:33 +0000 Ok great thanks. I don’t mind if I don’t get a cash flow but want it positively geared enough to cover the loan repayments or at least close to it.

]]> 91b187f9885256c837b0859e72139f40 https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998116 Mon, 05 Jan 2015 08:58:14 +0000 Ok great thanks heaps. I’ve purchased a couple of books to help me with investing. Generally how often do people buy properties to add to the portfolio?

]]> 1b7ee9d804293c2b32f311337858eb86 https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998114 Mon, 05 Jan 2015 08:40:03 +0000 What are some websites I can use? Is there any IP brokers in the Doreen area in Melbourne? Do they cost anything for advice? Sorry about all the questions

]]> ad31a386712fe7d30b47ce7cef509387 https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/#post-4998112 Mon, 05 Jan 2015 08:38:29 +0000 Appreciate any advice :)

]]> f39ac3a342ab7c17c8cc4f4700df6e95 https://www.propertyinvesting.com/topic/4998111-positive-gearing-7/ Mon, 05 Jan 2015 08:37:24 +0000 Is it more likely to get a positive gear property in a country area? I’ve heard more residential areas and city areas are more negatively geared as they are more expensive etc.. Considering my situation I would rather positive gear an IP as I’d prefer not to dig into my wage to cover that loan to work towards more properties. Also if a property is…[Read more]

]]> 35183c38a498042adc29326ec190eabe https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998109 Mon, 05 Jan 2015 08:04:21 +0000 Should I meet with a broker for face to face advice? My goal is to be set up for early retirement and some security. I’m not sure how to go about calculating taxes, capital growths etc before purchasing..

]]> c6cd10b5a6504374bd3001951e52c00e https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998107 Mon, 05 Jan 2015 07:37:46 +0000 Ok so the best option is to top up and use that money towards a new IP? What are some good suburbs to buy IP in Melbourne/vic or il even consider interstate for the right property. Is positive gearing common?

]]> 43062e0ae3550822a425edbd7b56334c https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998105 Mon, 05 Jan 2015 07:11:31 +0000 Yeah it’s a separate loan for the LMI.
If I have 60k equity and use that to take out another loan does that top up my current loan for the house I’m in now or is equity just used as security and held against the new property without it actually being taken out? Hope that makes sense

]]> c167337a5398fc54a37287fe74362a21 https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998103 Mon, 05 Jan 2015 06:38:30 +0000 Thanks for that. Its slowly getting to my head. We want to rent our current house as it will be too small when we have kids we only built this for a starting point to gain entry into the market. The LMI is 10k and we pay $260 a month over 4 years for that but can pay it sooner if we wish. If we only use the equity in this property to purchase…[Read more]

]]> f9329b8c2f8a0407255b1ce2228ef0ce https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998100 Mon, 05 Jan 2015 05:50:48 +0000 Hi kinnon, I have no idea :( its something Il have to check out. I’m also paying LMI. We plan to rent it out next year so there will be about 20k or 30k equity. I’m gathering info now so I can learn how it all works so I can make smart choices. We will need to buy a place for us to live in when I rent out the house we are in now.

]]> d747859475cf6da9cb2bbadb4cbc38ca https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998098 Mon, 05 Jan 2015 05:46:34 +0000 Thanks for the help! What do you mean by interest only? I’m only starting to learn about this stuff so I’m smarter in the future. Is is it smart to only use equity to purchase another property?

]]> b91931d645e2b203483a24bf978a9a39 https://www.propertyinvesting.com/topic/4998095-starting-out-29/#post-4998096 Mon, 05 Jan 2015 05:13:52 +0000 also im 21 and earning 65k a year in real estate but im not an agent.

]]> f96ab2be7f4470418e7818baf2b36bff https://www.propertyinvesting.com/topic/4998095-starting-out-29/ Mon, 05 Jan 2015 05:13:08 +0000 Hi Guys, im new this is my first post..
i just built my first home 6 months ago with my fiance and we want to rent it out next year. we would be paying about $110 a week towards the loan once its rented out. my question is how can we grow from there and get another rental property so we can get cash flow rather than having to put towards the home…[Read more]

]]> 8b8456679c8a4c6c3af30f46a33ff8ee https://www.propertyinvesting.com/activity/p/303670/ Mon, 05 Jan 2015 05:06:43 +0000