PropertyInvesting.com | small_time | Activity https://www.propertyinvesting.com/members/small_time/activity/ Activity feed for small_time. Mon, 13 Apr 2026 18:53:21 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 14d67cbc0000bcf91636a7a65252f43e small_time replied to the topic Investing and HECS in the forum I understand that to free up https://www.propertyinvesting.com/topic/4390748-investing-and-hecs/#post-4573950 Tue, 11 Sep 2007 12:46:44 +0000 I understand that to free up cash flow I have to pay complete HECS debt, but thanks for bringing it up as it is an important point.  It seems that unless I can clear the debt there is no point paying some of it off.So, for the moment I am going to keep the money flowing into the homeloan, but at the time when I have enough redraw to clear my HECS…[Read more]

]]> 3a983a429fb8860d461b5654f9c4c6a3 small_time replied to the topic Equity questions - First IP in the forum Finance https://www.propertyinvesting.com/topic/4387915-equity-questions-first-ip/#post-4559902 Tue, 09 Jan 2007 03:49:32 +0000 What expenses need to be accounted for and what are some base line costs, from the top of my head…

Rates (% of property value?)
House Insurance
Liability insurance (Is this required, costs?)
Allowance for vacancy (1 months worth of rent?)
Commission to rental manager (5% of rent?)
Closing Costs (6% of property value)
Repair/maintainence kitty…[Read more]

]]> 3eb44f3d474e203f8350cc74310fe77d small_time replied to the topic Has anyone came back after losing everything in the forum Help Needed! https://www.propertyinvesting.com/topic/4387914-has-anyone-came-back-after-losing-everything/#post-4559881 Mon, 08 Jan 2007 14:39:04 +0000 Where can I find information regarding the 33:30 challenge?

]]> 573c4a89cc1160d607ecdcb0764d3882 small_time replied to the topic Second Mortgage in the forum Finance https://www.propertyinvesting.com/topic/4387913-second-mortgage-5/#post-4559874 Mon, 08 Jan 2007 12:27:37 +0000 Why is it normally an interest only loan? Is that purely to lower the repayments?

If it is P & I then won’t you grow more equity?

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