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				<title>SiddhartaTran replied to the topic Loan Structure in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398860-loan-structure-9/#post-4617609</link>
				<pubDate>Wed, 24 Feb 2010 04:06:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is really helpful. Thanks again.</p>
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				<title>SiddhartaTran replied to the topic Loan Structure in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398860-loan-structure-9/#post-4617607</link>
				<pubDate>Wed, 24 Feb 2010 03:30:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank so much Terry. One more question.How about a Loan Account with an Offset account? My bank told me that a Loan account wiht an Offset account will have lower interest charged compare to LOC but not sure if is it tax deductible if I use the money for IP. They advise me to talk to an accountant.</p>
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				<title>SiddhartaTran replied to the topic Loan Structure in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398860-loan-structure-9/#post-4617605</link>
				<pubDate>Wed, 24 Feb 2010 02:38:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry,Is the interest charged on the LOC tax deductible if I use it as 20% deposit for an IP? Thanks.</p>
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