Many thanks Terry and Benny for your input, re our ip it is a 4 bed brick and tile in coffs harbour 5 mins from the beach and bush that has already been renovated throughout, we have great long term tenants paying $340 per week so we are looking to hold onto this as i said we have a 132k mortgage but are about to refinance to $180k and make it…[Read more]

Yes, i am currently working but wish to give it up to do investing and renovations full time. Yes we enjoy living in the PPOR but its an old house that eventually will need further up keep and is on almost 2 acres which takes up a lot of spare time and will take more of our time as we age ( and i hate gardening although my wife likes it). We are…[Read more]