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  • Profile photo of sFinanceculturesFinanceculture
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    Hey i would share that  Carbon Tax will not solve anything. It is inadvertent smoke and mirrors. However the impact of the Carbon Tax, whether at $15 a ton or $50 a ton, demonstrates that the current economic management systems are cracking at the seams. These systems cannot ensure affordable living for the poorest among the working classes, our pensioners and the majority of our retirees, and well our economic management systems have already failed the poorest among us. The Carbon Tax will increase the cost of utilities making life more stressful for those already struggling to cope with the cost of living while for others it will dispossess them further of basic rights and disenfranchise them from many of society's objectives..
    hope u get the point to it..
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    Profile photo of sFinanceculturesFinanceculture
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    hey i would like to share In the case of rental agreements, the asset is the tangible property of the rented apartment. The responsibilities of the tenant in a lease agreement include keeping the property clean, paying for damages arising out of his own neglect, notifying the landlord in advance in case there are repair needs, and not breaking the terms of the lease. The landlord’s responsibilities include not interfering with a tenant’s right to quiet and lawful usage of the property, following all discrimination laws like those related to age or race, and ensuring that the rented property adheres to housing codes.
    hope u can explain him the point out there..
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    Profile photo of sFinanceculturesFinanceculture
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    Hey i would add If you sell commercial premises, such as shops and factories, you are generally liable for GST on the income.
    You can claim GST credits on purchases you make that relate to selling the property (subject to the normal rules on GST credits), for example, the GST included in real estate agent's fees.
    If you sell commercial premises, you may be able to use the margin scheme to work out the GST that applies to the sale. Using the margin scheme means your GST liability is equal to one eleventh of the margin for the sale of property, rather than one eleventh of the total selling price..
    hope u get the point in it..
    thanks for sharing ur review..
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    Profile photo of sFinanceculturesFinanceculture
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    What are you trying to accomplish with a refinance: lowering your payments, getting out of an adjustable? Are you in a 30 yr program now? How long do you plan to stay in your home? Just some basic questions you should ask yourself before approaching a lending institution with this question…If it still makes sense in looking at a refi after addressing these questions, then have your loan officer contact an appraiser to get a peek at what value your home might bring…..the rate on your first is competitive with current rates, your 2nd is about 2% higher when compared to an equity line, but there's little chance you can refinance it other than combining with your 1st then paying mortgage insurance…
    Just a few things to think about..
    hope u get the point..
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    Profile photo of sFinanceculturesFinanceculture
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    I would only look at a commercial property if I had enough residential property assets to back me up. Commercial property is very unforgiving because usually larger sums are involved and you can have very long vacant periods…
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    Profile photo of sFinanceculturesFinanceculture
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    I feel that the easiest and arguably most accurate method of establishing the market value of your home is to get a real estate agent to evaluate your property..
    If your property is priced too high, expecting that buyers will negotiate with you, you may just miss the boat by not attracting the right kind of buyers to view your property in the first place..

    hope my points are correct and help u..
    thanks…

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