PropertyInvesting.com | sdem | Activity https://www.propertyinvesting.com/members/sdem/activity/ Activity feed for sdem. Sun, 12 Apr 2026 10:14:03 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6da2ec15ca0d907add6b1b0330c04b08 sdem replied to the topic Am I in a position to enter the property investment market? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403291-am-i-in-a-position-to-enter-the-property-investment-market/#post-4645462 Wed, 06 Apr 2011 04:46:30 +0000 Hi Saybalebay. I’m new here and am unable to give you any advice at this stage, but just thought it’d be good to know if you’re planning on only living off this money, or are you planning to get another job somewhere? I’m assuming your compensation will pay for you to be trained up to a high level (Cert III – I know, ridiculous) in something…[Read more]

]]> 0ba3997072e34bd04bc010c960aed3b2 sdem replied to the topic Changing from PPOR to IP - am I on the right track? in the forum Help Needed! https://www.propertyinvesting.com/topic/4403276-changing-from-ppor-to-ip-am-i-on-the-right-track/#post-4645371 Wed, 06 Apr 2011 01:45:01 +0000 Thanks Jamie. I’m assuming it’s good to have a high valuation then, to reduce the amount of capital gains. Will any real estate agent do this?

PS – I rang the council today to find out the age of the house for the depreciation schedule and they want to charge me $45… is there anywhere else I can find out when the house was built? It’s not in…[Read more]

]]> 938f6261f86460b680794859777cabf9 sdem replied to the topic Margaret Lomas - Destiny in the forum Thanks Tylon. I don't have https://www.propertyinvesting.com/topic/4390182-margaret-lomas-destiny/#post-4570602 Wed, 06 Apr 2011 01:41:18 +0000 Thanks Tylon. I don’t have access to Sky but am still impressed by the books and articles she’s written.
I had a Residex report sent out to me this morning for the property I own and it has ‘valued’ the house higher than expected. Not hugely, but enough that I might even be able to buy my next house this year. What I’ll do today is chat to the…[Read more]

]]> 65276517e9d57c17d8dca7967873ecfa sdem replied to the topic Margaret Lomas - Destiny in the forum Help Needed! https://www.propertyinvesting.com/topic/4390182-margaret-lomas-destiny/#post-4570600 Tue, 05 Apr 2011 08:35:36 +0000 Lol, indeed Angel. I’ve got a year to save for it, but I’ll probably end up doing it without one of the expensive companies. I think there’s enough information in this forum to last a year, and I’ll re-read all my investment books.

I’m not in any hurry anyway. I’m 35 and I love my job, which also pays a reasonable wage so I want to be earning…[Read more]

]]> ec6c13a5e32059b09904301a30a6e699 sdem replied to the topic Margaret Lomas - Destiny in the forum Help Needed! https://www.propertyinvesting.com/topic/4390182-margaret-lomas-destiny/#post-4570598 Tue, 05 Apr 2011 00:25:12 +0000 Oh funny. I was searching this forum for Destiny stuff and saw that I signed up here 4 years ago also interested in the same topic!
Procrastination much!!

Actually, although I say I’ve procrastinated, I did attend the Highett branch and was impressed, however lost my first deposit in some shonky scam unrelated to property so had to leave it for…[Read more]

]]> eda63df20b82f9923c93a203126a45d7 sdem replied to the topic Probably a dumb question... in the forum Help Needed! https://www.propertyinvesting.com/topic/4390244-probably-a-dumb-question/#post-4570924 Mon, 23 Jul 2007 23:17:51 +0000 Hey, guys.  Thanks for responding.  I did read the replies as they were posted, but have been too busy to reply myself.After using a mortgage repayments calculator on re.com.au, I realised how small the difference between an IO loan and PI loan repayments.  Hmm…lots of interest to be paid!Thanks for clearing up the loan structure thing…some pe…[Read more]

]]> ea9b2e2c83911bdf347fbb11a9335552 sdem replied to the topic Oh No What do I do!!!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4390249-oh-no-what-do-i-do/#post-4570939 Sun, 22 Jul 2007 04:00:24 +0000 I think you should divorce your wife, and marry the accountant, who obviously still has to work.sdem

]]> 9abdef70fc2a1d3f39fcee183b200318 sdem replied to the topic Buy or keep renting? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390211-buy-or-keep-renting/#post-4570746 Tue, 17 Jul 2007 11:36:44 +0000 I am not an investor at this stage, but wanted to give my opinion…not advice ;)I live very close to you, and have thought about this very issue for years now.  My very unhelpful thought is…can you afford to buy?I cannot afford to buy in the area in which I am renting (South Melbourne).  At this stage in my life, I don't want to move too far a…[Read more]

]]> ebde4c23047fcbfaea2786e380cb7b4b sdem replied to the topic Cross Collaterising of securities in the forum Finance https://www.propertyinvesting.com/topic/4390032-cross-collaterising-of-securities/#post-4569801 Sat, 14 Jul 2007 10:30:04 +0000 Hi – I'm confused about why cross collateralising is bad.  Can someone please explain it for me?Thankssdem

]]> a8bb048af394616d2ea7da0f9618489f sdem replied to the topic Margaret Lomas - Destiny in the forum Help Needed! https://www.propertyinvesting.com/topic/4390182-margaret-lomas-destiny/#post-4570597 Sat, 14 Jul 2007 10:12:29 +0000 Fantastic.  Thanks for that Marc.  I am in Melbourne too, although I've made an appointment in Highett as the guy in Fitzroy didn't respond to my request for an appointment.I'm really glad they've been helpful for you, and thanks for the breakdown of what they do….that's more than they've told me on their website.May I ask how you've done with t…[Read more]

]]> 37aeefdb107500e032d6f385f9b387ea sdem replied to the topic Margaret Lomas - Destiny in the forum Help Needed! https://www.propertyinvesting.com/topic/4390182-margaret-lomas-destiny/#post-4570595 Fri, 13 Jul 2007 22:56:47 +0000 Hi, Beulah.  I actually meant to go in and have them set up a property investment plan over a few years for me.  I'm assuming it'll be really quite expensive.  However, I don't think the average financial planner would be right for me, because I'm not particularly interested in shares.

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