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	<title>PropertyInvesting.com | scruffy1837 | Activity</title>
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				<title>scruffy1837 replied to the topic Should I sell? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4371013-should-i-sell/#post-4452878</link>
				<pubDate>Thu, 05 Feb 2004 07:14:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Being in a similar boat,,having 1 neg gear prop my wife and i decided that the solution to the &#8220;little&#8221; propblem was to find cf+ IP to offset,<br />
this has also given us a goal/target to work towards ie neutralizing the neg geared IP.<br />
We are only begginers, but try fix the prob don&#8217;t ditch the problem it could turn into a nugget.</p>
<p>Scruffy</p>
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				<title>scruffy1837 replied to the topic The Art of Persuasion.....Valuations in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4370967-the-art-of-persuasion-valuations/#post-4452535</link>
				<pubDate>Wed, 04 Feb 2004 01:52:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>from my 1 experience with OTP,<br />
if you sign the contract before 12months of completion the bank will hardly consider any market growth for the 12 month period as the bank know&#8217;s the developer figures in some of next years growth also into the cost,<br />
I had my OTP valued by a company that is on the banks panel of valuers hoping they would accept it,no&hellip;<span class="activity-read-more" id="activity-read-more-192366"><a href="https://www.propertyinvesting.com/topic/4370967-the-art-of-persuasion-valuations/#post-4452535" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic finance housekeeping,,your opinion plse. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4370866-finance-housekeepingyour-opinion-plse/#post-4451669</link>
				<pubDate>Fri, 30 Jan 2004 06:49:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks Stu,<br />
Good read,<br />
got some homework from that ,<br />
thanks again,</p>
<p>Scruffy</p>
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				<title>scruffy1837 replied to the topic Is there ever a right time to buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451413</link>
				<pubDate>Thu, 29 Jan 2004 06:12:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dvane,<br />
As i&#8217;m the recipient of Mels advice you quote,&#8221;bite the bullet&#8221;,i&#8217;d like to say that the positive geared property that i&#8217;m picking up fits into a scheme.<br />
Mel knew where i was at last Friday i don&#8217;t think Mel meant &#8220;bite the bullet &#8221; in general.<br />
The figure&#8217;s worked,the town research is sound,it produces cash on a weekly basis and the house&hellip;<span class="activity-read-more" id="activity-read-more-105777"><a href="https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451413" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450252</link>
				<pubDate>Wed, 28 Jan 2004 07:19:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks all,</p>
<p>no doubt the bank is using up equity in my PPOR,<br />
you could feel the air when i told the bank manager i could wipe out my home loan with my share portfolio at the moment,<br />
great positive encouraging feedback from you guys,there&#8217;s plenty more for me to learn,</p>
<p>Aussie offered 6.45 over the phone so i&#8217;m going to try squeeze the bank manger&hellip;<span class="activity-read-more" id="activity-read-more-28732"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450252" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450246</link>
				<pubDate>Tue, 27 Jan 2004 03:20:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>feedback time,,,where to start,</p>
<p>i inspected the house met the tennant,there&#8217;s plenty of areas for me to dump some of my trading profits,rotten timbers, rusty gutters,broken gas heater,stumps in the bathroom gone,but<br />
the tennat is happy to pay the rent he even offered to paint the house room by room,(vegy patch,lol)tennant also happy to go direct&hellip;<span class="activity-read-more" id="activity-read-more-28726"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450246" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450242</link>
				<pubDate>Fri, 23 Jan 2004 05:48:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Leigh,<br />
thanks also for the other info on rentals acheived,,you got me on a couple that&#8217;s embarassing main cash flow of the town,,<br />
population i was told that a near by town called wicherproof had about 800 and this town was double that with schools /hospitals,,<br />
I think i&#8217;ll do the do and walk the walk ,,been great meeting you guys and thanks&hellip;<span class="activity-read-more" id="activity-read-more-28722"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450242" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450241</link>
				<pubDate>Fri, 23 Jan 2004 05:36:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks Leigh,<br />
i have 2 mortgages at the moment ,one being the home.<br />
they are separate both p&amp;i with cba,<br />
invest fixed till 2006, home fixed for another 3 months.<br />
the home one is only about 30% of home value,<br />
the invest i financed off the plan a year ago and may carry some equity too.<br />
i think they think i&#8217;m eddible and may taste nice,<br />
when i&#8217;m just&hellip;<span class="activity-read-more" id="activity-read-more-28721"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450241" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450239</link>
				<pubDate>Fri, 23 Jan 2004 04:35:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mel,<br />
Found it on the internet but it&#8217;s in a area that we&#8217;ve been watching for a while.The town has several schools 1 private and a hospital.We got the referral on the area last year from a friend of a friend who&#8217;s an agent bought for one 48k and gets 100pw rent.(2 bedroom)<br />
I just got off the phone to the agent,asked him about increasing rent to&hellip;<span class="activity-read-more" id="activity-read-more-28720"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450239" rel="nofollow">[Read more]</a></span></p>
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				<title>scruffy1837 replied to the topic NEED ADVICE TODAY,,,PLEASE... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450237</link>
				<pubDate>Fri, 23 Jan 2004 03:43:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mel,<br />
thanks for ur response,,one main concern is that it&#8217;s 3 hours away from Melb. and my mind is telling me,,<br />
1 with all these top gun investors around scouting everywhere how did we manage to find this place,<br />
2 being 3 hours away leaves me over a barrel<br />
3 if i try manage it myself ,refer to concern #2<br />
4 it&#8217;s not like a stock where there&#8217;s&hellip;<span class="activity-read-more" id="activity-read-more-28718"><a href="https://www.propertyinvesting.com/topic/4370708-need-advice-todayplease/#post-4450237" rel="nofollow">[Read more]</a></span></p>
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