PropertyInvesting.com | sarajh | Activity https://www.propertyinvesting.com/members/sarajh/activity/ Activity feed for sarajh. Fri, 17 Apr 2026 16:37:47 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 a684a76268813ef06adaaaee17afc057 sarajh replied to the topic Can u release equity when serviceability is maxed. in the forum Thanks again everyone for https://www.propertyinvesting.com/topic/4391074-can-u-release-equity-when-serviceability-is-maxed/#post-4575552 Mon, 29 Oct 2007 06:08:47 +0000 Thanks again everyone for taking the time to share your thoughts.  I totally agree regarding being able to service the increased debt.  Since first submitting this topice we've gone back to our current bank again and they have extended finance to us, which we've taken up.  Now for us I feel it's a question of managing it as wisely as po…[Read more]

]]> bf9a84478b94cb0213d1a84a56fea798 sarajh replied to the topic Can u release equity when serviceability is maxed. in the forum Thanks for your input https://www.propertyinvesting.com/topic/4391074-can-u-release-equity-when-serviceability-is-maxed/#post-4575545 Wed, 10 Oct 2007 09:12:39 +0000 Thanks for your input everyone.  The $6k is the refinancing costs (stamp duty and mortgage insurance) of taking all 3 props across to the proposed new lender.  Perhaps my reality is that we need to wait for other factors to change – ie rental income to increase?Thanks again

]]> 28ef5c8d54aef3967be0baf093b8383c sarajh replied to the topic Can u release equity when serviceability is maxed. in the forum Thanks guys.  I have looked https://www.propertyinvesting.com/topic/4391074-can-u-release-equity-when-serviceability-is-maxed/#post-4575541 Tue, 09 Oct 2007 20:53:48 +0000 Thanks guys.  I have looked a little at no doc and may yet go this way though it's asking me to state I earn $74k, and will cost around $6k to do.  I'm very aware of the leap we're taking if we get the next step wrong.  Would u  recommend doing this in the market at this time?

]]> dc9038b7e29a2fa41d52f90e3248134d sarajh replied to the topic Experiences on leasing by the room in the forum Creative Investing https://www.propertyinvesting.com/topic/4387296-experiences-on-leasing-by-the-room/#post-4556871 Sun, 19 Nov 2006 12:42:38 +0000 Hi,

Just another question regarding this if this is ok.

I was under the impression that over a certain number of rooms your legal situation changes with regards management and also insurance can then become more expensive as it is by the room. Is this your experience or does the extra income outweigh these changes?

Thanks

]]> 557f9fc7356bc434a757ed49fa67c6f1 sarajh replied to the topic Need help with structuring in the forum Finance https://www.propertyinvesting.com/topic/4387402-need-help-with-structuring/#post-4557433 Tue, 14 Nov 2006 23:01:31 +0000 Thanks Amanda and Terry for your input, really appreciated. Can I ask Terry, why you advise to stay away from Macquarie? I have heard they are aggressive, are there other reasons?

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