had a look all over brisbane and couldnt find much, but if you go regional you will def find something.  in nsw you can have a look at gosford, they just released the city plan by i think it was 2030, they are upgrading the city centre and also creating bars/caffe's by the water, so there is definately potential in the iong run

so then it doesnt really matter if you cross collaterize?

oh really?  i didnt know that, but yeah lakemba has good returns and based on the latest population projections liverpool is 2nd highest growth area in nsw

in sydney?  i would be interestedcheers

i dont think ive ever been on a forum where peoplegenuinly spend the time to help, thank you!questions….if i default on a loan at the moment wont the bank still have the right to retrieve that money even if it means selling one of my other properties?i am pretty confident about the increase in value in one of them over the next 6months so i…[Read more]

Hi freshy,i guess it depends on your goals, are you looking at a buy and hold strategy with positive cash flow or are you more interested in the buy and sell making capital and doing it over again?

hey Leigh have you really read all those books???  sooo many of them

the first thing i would do is call the bank and let them know about your situation, i know last year some banks had something where they would allow non payments for upto 1 year for anyone who lost their jobs.  i would definately call them and see what they can do and negotiate to get as much time as possible.  interest will build up but selling w…[Read more]

i just realised the excel sheet doesnt open unless you save it, not sure whats wrong with it, but the pdf is shorter 40 pages or so.  you can also get them from department of planning website

i did a similar thing with mine, i needed 7k and i got a cash advance at interest rate of around 20%, i then applied and got a new credit card with another bank and did a 6month 0% balance transfer.If you need to and are confident you can pay it off then i dont see why it should be a problem, there are plenty of ways with credit cards not to have…[Read more]

Hi Chiz,onthehouse.com.au is a good one, also try the below Old listings, they even give you rental priceshttp://www.oldlistings.com.au/ 

Hi Hendrik,i think your best option is to start reading a few books, i have read some of margaret lomas books and also steves book and the knowledge you get from those two books will go along way in helping you research.  They are good in the way they show you what you should be looking at and what not to look at.  then you can use their methods a…[Read more]

thanks ryan

thanks guys, i think it will help with a few things, understanding the processes and so on so might look at doing it before the end of financial year

so would you say the knowledge you received from the course has helped you with yout investments?

you can try ipropertyco.com they do a similar thing to the spreadsheet

Hi Anthony,have a look at my blog below, there are some really good free tools available which you can use to better determine if what you are paying is the right price.  i have never seen a softwarre like that, but if you do find one post it up

in long term i like gosford, they have a new city plan which looks impressive if you buy in the right location

i think you will find everyone here has a different strategy and different amount of funds to be able to do that, as in buy 4 houses within 3 years.  i would suggest reading a few books, steves, margaret lomas and other ones, after 3 books and some magazines i think you will get a good idea on what you need to do to be able to do that.  you will f…[Read more]

Hi Terry,thanks for clearing that up.  from memory steve also mentioned your borrowing power is greater,is that true?