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	<title>PropertyInvesting.com | Sallyr | Activity</title>
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				<title>Sallyr replied to the topic Overcharged Interest in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368574-overcharged-interest/#post-4432760</link>
				<pubDate>Wed, 08 Oct 2003 08:14:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>The Interest Savers provide a program specifically for checking info such as this. It is advertised as a program specifically for beginners and that&#8217;s exactly what it is.<br />
If you have Excel skills then you can do it for yourself but if not then this program may be for you.</p>
<p>You enter each months values from your statement and the program tells you&hellip;<span class="activity-read-more" id="activity-read-more-177081"><a href="https://www.propertyinvesting.com/topic/4368574-overcharged-interest/#post-4432760" rel="nofollow">[Read more]</a></span></p>
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				<title>Sallyr replied to the topic Depreciation schedule in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368243-depreciation-schedule-2/#post-4430398</link>
				<pubDate>Sat, 27 Sep 2003 02:29:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>the QS that I use have a guarantee that if you dont get the cost of their as a tax deduction in the first year they will refund their fee.  So you cant loose.</p>
<p>check out-<br />
<a href="http://www.depreciator.com.au" rel="nofollow">http://www.depreciator.com.au</a></p>
<p>Quote from their web site:<br />
&#8220;We even guarantee that you&#8217;ll get MORE than our fee in the first full year of deductions OR you get your depreciation schedule&hellip;<span class="activity-read-more" id="activity-read-more-283270"><a href="https://www.propertyinvesting.com/topic/4368243-depreciation-schedule-2/#post-4430398" rel="nofollow">[Read more]</a></span></p>
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				<title>Sallyr replied to the topic Lic Valuer in WA? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4368050-lic-valuer-in-wa/#post-4429382</link>
				<pubDate>Sun, 21 Sep 2003 12:05:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>You asked:</p>
<p>How do banks/lending institutions feel about independent valuations to gain finance?<br />
Not sure how it works in WA but in NSW you can get your own val. but generally they wont take it into account.<br />
if you have a good mortgage broker who has a good relationship with your lender he can put a bit of pressure on them ( assuming your val&hellip;<span class="activity-read-more" id="activity-read-more-280853"><a href="https://www.propertyinvesting.com/topic/4368050-lic-valuer-in-wa/#post-4429382" rel="nofollow">[Read more]</a></span></p>
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				<title>Sallyr replied to the topic help required in Illawarra  (rentback) in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4368035-help-required-in-illawarra-rentback/#post-4429321</link>
				<pubDate>Sun, 21 Sep 2003 11:46:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would be interested in speaking to them if they would like to talk to someone about it</p>
<p>sallyr</p>
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				<title>Sallyr replied to the topic Finance Question regarding HELOC/Mortgage in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367791-finance-question-regarding-helocmortgage/#post-4428058</link>
				<pubDate>Fri, 12 Sep 2003 21:39:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>When you apply for another loan the total amount available to you on your LOC is counted (whether or not you have used it).<br />
So there is a subtle difference.  You would be, in effect doubling up on the borrowings amount of $40,000 ( in their calculations) if you asked the second lender for that amount of money.<br />
However if your borrowing capacity&hellip;<span class="activity-read-more" id="activity-read-more-269736"><a href="https://www.propertyinvesting.com/topic/4367791-finance-question-regarding-helocmortgage/#post-4428058" rel="nofollow">[Read more]</a></span></p>
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				<title>Sallyr replied to the topic How are Residex Property Reports? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367721-how-are-residex-property-reports/#post-4427618</link>
				<pubDate>Thu, 11 Sep 2003 05:19:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>i have always bought a Residex report for every property that I have purchased in NSW. ( They werent always available in QLD)<br />
The $60 (?cant remember the exact price) saves me time that I cant afford and does the comparison research in the area for me.  it also gives me their calculated price that they think the proppperty is worth.  this is based&hellip;<span class="activity-read-more" id="activity-read-more-247176"><a href="https://www.propertyinvesting.com/topic/4367721-how-are-residex-property-reports/#post-4427618" rel="nofollow">[Read more]</a></span></p>
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