Hi Henry, Some other good questions would be: What is the best suited type of loan with features such as offsets, redraws, etc What the best rates are and what are the restrictions the lender enforces for those lower rates (no self employed applicants etc) How much the broker is being paid for your home loan and for how long they get paid Did…[Read more]

Managed Funds, Investments, Personal Insurance, Super, Allocated Pensions etc are all straight forward broker transfers..takes a few secs to fill in the form and that’s it.

Yes, you are right. If you love your broker or banker that much, then it’s all about choice….keep paying them for the next 30 years for signing you up to that loan. Or, on the other hand you would like some of that money back in your pocket – then you can get the same loan, from the same lenders and collect money every single year through…[Read more]