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	<title>PropertyInvesting.com | Ryallsy | Activity</title>
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				<title>Ryallsy replied to the topic Use cash from offset or pay into loan and redraw for IP? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406513-use-cash-from-offset-or-pay-into-loan-and-redraw-for-ip/#post-4669218</link>
				<pubDate>Tue, 08 May 2012 02:24:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ok thanks guys for the input. I will take a copy of these points raised to my broker for advice and discuss our options regrding a smaller deposit for the IP.</p>
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				<title>Ryallsy replied to the topic Use cash from offset or pay into loan and redraw for IP? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406513-use-cash-from-offset-or-pay-into-loan-and-redraw-for-ip/#post-4669215</link>
				<pubDate>Sun, 06 May 2012 11:06:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Of course Richard I will seek advice from professionals in due course, my friend has built his portfolio over 15 years and generates $6000 a week in rental income so when a person with that level of investment experience speaks, I listen, as I do to all.Yes I live in PPOR and it is interest only and I plan to be there for approx 5 more years. In t&hellip;<span class="activity-read-more" id="activity-read-more-35467"><a href="https://www.propertyinvesting.com/topic/4406513-use-cash-from-offset-or-pay-into-loan-and-redraw-for-ip/#post-4669215" rel="nofollow">[Read more]</a></span></p>
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				<title>Ryallsy replied to the topic Use cash from offset or pay into loan and redraw for IP? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406513-use-cash-from-offset-or-pay-into-loan-and-redraw-for-ip/#post-4669212</link>
				<pubDate>Sun, 06 May 2012 08:32:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Excellent and speedy responses thank you so much.To give a little more info on my situation &#8211; I purchased the PPOR in Dec of 2010 for $396K with a 10% deposit so there is no equity to use for IP investments at this stage, sadly I have to use hard earned and saved cash for the time being.Given that it&#039;s a cash only option is it best to put it onto&hellip;<span class="activity-read-more" id="activity-read-more-35463"><a href="https://www.propertyinvesting.com/topic/4406513-use-cash-from-offset-or-pay-into-loan-and-redraw-for-ip/#post-4669212" rel="nofollow">[Read more]</a></span></p>
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				<title>Ryallsy replied to the topic Got my first so where to next? in the forum Thanks for the</title>
				<link>https://www.propertyinvesting.com/topic/4404530-got-my-first-so-where-to-next/#post-4654469</link>
				<pubDate>Wed, 24 Aug 2011 22:02:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the responsesThey are very much the responses I was expecting, it&#039;s up to me to make that first move, then I can ask for guidance on a particular technique.I will devote time to working on exact goals this next break from work and decide on an action plan.Keep the responses coming and any links to additional info is greatly appreciated.</p>
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				<title>Ryallsy replied to the topic First home in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395940-first-home-2/#post-4602141</link>
				<pubDate>Wed, 08 Apr 2009 11:20:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>ThanksA piece of property is something I would hold onto for the rest of my life to use as equity or a capital gains reward in 30 years, so yes it is a long term investment.Valid info about the savings and employment, I will take that into consideration.Any other thoughts out there?</p>
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